I have 7378 less than 75 years left on my lease and require a lease extension for my apartment in East and West Horsley. Conveyancing solicitors on the Virgin panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/11/2025 the requirements read as follows :
I am buying a property in East and West Horsley. One unusual aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Nationwide your lawyer must check the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Nationwide. The CML Handbook contains minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Nationwide where a lease does not comply with these provisions. The conditions relate to the installation of panels on properties nationwide and is not limited to East and West Horsley.
I am currently in the process of buying my council flat in East and West Horsley. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
Intending to buy a maisonette in East and West Horsley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the East and West Horsley lawyer is on the HSBC conveyancing panel.
It has been 3 months since my purchase conveyancing in East and West Horsley took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in East and West Horsley with the aid of help to buy. The developers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not to tell my solicitor about the extras as it will put at risk my mortgage with Clydesdale. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. East and West Horsley is the location of the property. What do you suggest?
Flying freeholds in East and West Horsley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside East and West Horsley you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in East and West Horsley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We're first time buyers - agreed a price, yet the estate agent informed us that the vendor will only move forward if we use their preferred lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a high street solicitor who is familiar with conveyancing in East and West Horsley
It is unlikely the vendors are behind this. If they desire ‘a quick sale', turning down a motivated buyer is likely to cause more damage than good. Speak to the vendors direct and make the point that (a)you are genuine purchasers (b)you are ready to progress, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your preferred East and West Horsley conveyancing solicitors - not the ones that will give the estate agent a kickback or achieve conveyancing targets demanded by corporate headquarters.