My father informed me that in purchasing a property in Cobham there could be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of a number of properties in Cobham which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Cobham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We have agreed to purchase a house in Cobham. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?
As your lender is UBS your lawyer must comply with the formal instructions contained in Section two of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to UBS where a lease fails to satisfy these provisions. The provisions relate to the installation of panels on properties countrywide and is not restricted to Cobham.
I'm spending time looking at houses in Cobham and I am about to put in an offer. Is it too early to have a solicitor in place? I intend to finance via a home loan with Leeds Building Society.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are seeking a mortgage with Leeds Building Society, make sure you remember to check that your lawyer is on the Leeds Building Society conveyancing panel.
My wife and I are close to exchanging contracts on the sale of our property in Cobham and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers are using an online conveyancing outfit as opposed to a conveyancing solicitor in Cobham. We have lived in Cobham for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I decided to have a survey completed on a property in Cobham ahead of instructing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies tend refuse to grant a mortgage on this type of property.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cobham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cobham to see if the conveyancing costs will increase in light of this.
I am looking to sell my property. My previous conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Cobham if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Cobham. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I have just appointed agents to market my basement flat in Cobham. Conveyancing solicitors are to be appointed soon, but I have recently received a quarterly service charge demand – what should I do?
It best that you pay the maintenance contribution as normal as all ground rent and service invoices will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Cobham Leasehold Conveyancing - A selection of Queries Prior to Purchasing
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Are any of leasehold owners in arrears of their service charge liability? Are there any major works on the horizon that will increase the maintenance charges? For many Cobham leaseholds the outlay for major works are not included within service charges, albeit that a few managing agents in Cobham ask leaseholders to contribute towards a reserve fund and this is used to offset against major works.
Our lenders have just issued us with a mortgage offer. We have retained a local conveyancer in Cobham two days ago. Today, our financial adviser called to say that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As FTB's, we had no idea that the bank had some control over our choice Is this allowed?
You are permitted to select any conveyancing solicitor you prefer to select for your conveyancing in Cobham however if they are not on the your bank's panel you must incur additional cost so the mortgage company can instruct their own lawyers. It may be possible your solicitor may apply to get included on to the lender list of approved firms. Do make the most of online search facilities such as lenderpanel.com to find a conveyancing solcitor in Cobham on the bank panel. You can go into your high street mortgage company branch in Cobham. They will know some good conveyancing solicitors in Cobham on the approved list.