I am buying an apartment in Cobham. My Conveyancer is not on the bank approved list. Am I still permitted to retain my Cobham conveyancing solicitor notwithstanding that they are not on the bank list of approved lawyers?
You have numerous choices available to you here
- Proceed with your preferred Cobham conveyancer but your mortgage company will need to retain a conveyancer from their approved list. This will result in additional fees together with potential delay.
- Get a fresh conveyancer to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Appeal to your conveyancing practitioner to apply to join the lender panel
Why do I have to pay up front for conveyancing in Cobham?
Where you are retaining lawyers for conveyancing in Cobham your solicitor will ask you put them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the sale price then this should be asked for shortly in advance of contracts are exchanged. The closing balance that is due should be sent to your lawyer a couple of days prior to the completion date.
I require quick conveyancing in Cobham as I am faced with a deadline to sign on the dotted line within 2 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to have searches conducted although no law firm would advise that you don't. Drawing on our experience of conveyancing in Cobham the following are examples of what can appear and therefore affect market value: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...
I used Wolstenholmes a few years past for my conveyancing in Cobham. I now require my papers however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cobham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey carried out on a house in Cobham prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders may not issue a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. If you call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cobham. Conveyancing will be smoother if you use a solicitor in Cobham especially if they regularly deal with such properties in Cobham.
My in 2007. He has since got married, divorced and in recent months got remarried. He now wishes to dispose of the Cobham property. I suspect that he will just be need to supply copies of the marriage certificates to the property lawyer however he is worried it will frustrate the sale of the flat. Is it worth updating the Land Registry documents for the property?
It is not absolutely necessary to update the title for the property providing you have the evidence required to show how the change of name resulted.
The buyer’s conveyancing practitioner should review the registered information and request evidence by way of proof of the name change e.g. marriage certificates.