My son-in-law is purchasing a house that has just been built in West Byfleet with a home loan from Kent Reliance. His lawyer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Do the Building Society Association intend to launch a searchable register to list firms on the Earl Shilton BS conveyancing panel for instance in West Byfleet?
We are not aware of any intention on the part of the BSA to promote such a tool.
I just acquired a flat at auction in West Byfleet. Conveyancing is needed. What are my next steps?
Given that you have now for all intents and purposes signed on the dotted line you will need to instruct a conveyancing solicitor as a matter of urgency as you are facing a fast approaching a fixed date to complete the conveyancing. An auction property will ordinarily have an associated legal pack. This should include most,if not all of the documents that your solicitor requires. Where you are dealing with leasehold property the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You need to pass this on to your appointed conveyancing solicitor as soon as possible. You also need to ensure that you have funds organised to complete the transaction on the set completion date.
I recently had an offer accepted on a house in West Byfleet. My financial adviser suggested a conveyancer. I paid an upfront payment of £225. Soon after, the lawyer contacted me to say that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My sealed bid on a semi in West Byfleet has been accepted, the owners do however have a connected purchase. The vendors have put an offer on somewhere, however it’s not been accepted yet, and have viewings of other apartments booked. I have chosen a nearby conveyancing solicitor in West Byfleet. What should be my next step? When should I get the mortgage application with Virgin Money going?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (home loan application is in the region of one thousand pounds, then valuation, West Byfleet conveyancing search costs, etc). The first thing to do is check that your conveyancer is on the Virgin Money conveyancing panel. Regarding the subsequent steps this very much depends on the specifics of your case, attraction to the property and on the state of the market. In a rising market the majority of purchasers will apply for the mortgage with Virgin Money and arrange for the valuation and only if it comes back ok would they request their solicitor to proceed with searches.
Are there restrictive covenants that are commonly picked up as part of conveyancing in West Byfleet?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in West Byfleet. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a simple, chain free conveyancing. West Byfleet is the location of the property. What do you suggest?
Flying freeholds in West Byfleet are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Byfleet you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Byfleet may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am looking into buying my first house which is in West Byfleet and I am already nervous. I couldn't find anything specific about West Byfleet. Conveyancing will be needed in due course but do you know about the West Byfleet area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at West Byfleet. In the meantime here are some basic statistics that we found