My wife and I have recently bought a house in Thames Ditton. We have noticed several issues with the house which we suspect were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been conducted as part of conveyancing in Thames Ditton?
The question is vague as what problems have arisen and if they are unique to conveyancing in Thames Ditton. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the process, a property owner fills in a document known as a SPIF. answers turns out to be misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Thames Ditton.
Having sold my house in Thames Ditton last July but the buyer keeps texting me to say his conveyancer is waiting to hear from mylawyer. What are the post completion sale legalities following completion?
Following your house sale your solicitor is duty bound to deliver the transfer deeds and all of the paperwork to the purchaser's solicitors. Where relevant, your conveyancer should also send confirmation that the mortgage has been paid off to the buyers solicitors. There are no post completion tasks unique to conveyancing in Thames Ditton.
Do I have to attend the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Thames Ditton so that I can pop in to their offices if required.
These days approved lawyers for mortgage companies undertake the vast majority of communications via the post, e-mail or over phone calls. This enables them to conduct the legal work for your home move no matter where you live in England or Wales. However you should see if you can still book an appointment to visit conveyancing lawyer if you prefer.
Can I be sure that the Thames Ditton conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Thames Ditton getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your conveyancing.
My wife and I are spending time looking at flats in Thames Ditton and I am now considering a potential offer. Is it wise to have my lawyer on ‘stand by’? I am planning to take a home loan with Santander.
It would be wise to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are getting a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Thames Ditton solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Thames Ditton postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Thames Ditton.
Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Thames Ditton I like with a park and railway links in the vicinity, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Thames Ditton for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
We're novice buyers - had an offer accepted, yet the estate agent told us that the owners will only move forward if we use their recommended conveyancers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Thames Ditton
It is unlikely the vendors are behind this. Should the owner desire ‘a quick sale', alienating a serious purchaser is counter productive. Bypass the agents and go straight to the sellers and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you will continue to appoint your own,trusted Thames Ditton conveyancing lawyers - rather thanthe ones that will earn the negotiator at the agency a kickback or meet his conveyancing figures demanded by head office.