My financial adviser says he needs my Thames Ditton law firm’s panel reference for the Santander conveyancing panel. What is the best way to obtain this. I have contacted my local Thames Ditton office but they don't know it.
The sensible thing to do is ask for this information from your Thames Ditton lawyer . Most Thames Ditton law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
Last December we completed a house move in Thames Ditton. We have since encountered a number of issues with the house which we believe were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been ordered for conveyancing in Thames Ditton?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Thames Ditton. Conveyancing searches and investigations initiated as part of the buying process are designed to help avoid problems. As part of the legal transfer of property, a seller answers a questionnaire known as a SPIF. answers ends up being inaccurate, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Thames Ditton.
Can your site be used to locate a Conveyancing solicitor in Thames Ditton even where I’m not buying or selling a house, for example if I wish to acquire an office in Thames Ditton with a loan from The Royal Bank of Scotland?
Our comparison service is mainly used to get a quote from residential conveyancing solicitors in Thames Ditton but we have set out towards the end of this page a few Thames Ditton commercial conveyancing firms. You should make contact with the solicitors directly to check if they are also authorised to represent The Royal Bank of Scotland
It has been four months following my purchase conveyancing in Thames Ditton completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a flat up to £235,500 and identified one near me in Thames Ditton I like with a park and station in the vicinity, however it only has 52 remaining years left on the lease. There is not much else in Thames Ditton in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you need a home loan the remaining unexpired lease term will be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.
I am looking at a two maisonettes in Thames Ditton both have about 50 years unexpired on the leases. Should I regard a short lease as a deal breaker?
A lease is a legal document that entitles you to use the premises for a period of time. As the lease gets shorter the saleability of the lease decreases and results in it becoming more expensive to extend the lease. For this reason it is advisable to increase the term of the lease. Sometimes it is difficult to sell a property with a short lease as mortgage companies may be reluctant to lend money on properties of this type. Lease enfranchisement can be a protracted process. We advise that you get professional assistance from a solicitor and surveyor with experience in this area.
Following years of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in Thames Ditton. Can we issue an application to the Residential Property Tribunal Service?
Most certainly. We are happy to put you in touch with a Thames Ditton conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Thames Ditton property is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.