I had intended to instruct a property lawyer in Molesey for our house move. Our broker has since notified us that our bank Accord Mortgages Ltd won't deal with them. Why is this not regarded as unfair competition?
Pre- 2008 most banks had a different appetite for risk. Almost all Molesey conveyancing firms would have been on most bank panels. The Financial Services Authority in 2010 completed a thematic review into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more information from law firms concerning their operations and their employees as well as establishing certain criteria such a completing on a minimum volume of conveyancing. Many Molesey conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Molesey is one of the numerous locations where the solicitors we list are are authorised to act for Accord Mortgages Ltd.
A colleague recommended that where I am buying in Molesey I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard Molesey conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Molesey around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data regarding Molesey.
Despite weeks of looking the Title Certificate and documents to my home are lost. The conveyancers who did the conveyancing in Molesey 5 years ago no longer exist. Will I be able to sell the house?
Nowadays there are duplicates made of almost everything, and your solicitor should know precisely where to find all the appropriate paperwork so you can buy or sell your house without any difficulty. If duplicates are not available, your conveyancer can put in place insurance or indemnities protecting you against future claims on your property.
I opted to have a survey carried out on a property in Molesey in advance of instructing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies tend not grant a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Molesey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Molesey to see if the conveyancing costs will increase in light of this.
How does the Landlord & Tenant Act 1954 impact my business property in Molesey and how can your lawyers assist?
The particular law that you refer to gives security of tenure to commercial tenants, granting the dueness to make a request to court for a continuation of occupancy at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Molesey is one of the hundreds of areas of the UK in which our lawyers are located
I need to appoint a conveyancing solicitor for leasehold conveyancing in Molesey. I happened to chance upon a site which looks to be the ideal solution If there is a chance to get all the legals done via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?