We see that you have a search directory identifying solicitors on the HSBC conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Baildon?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Baildon.
Are the BSA planning on creating a online directory to to identify solicitors on the Darlington Building Society conveyancing panel for example in Baildon?
We are not aware of any intention on the part of the BSA to promote such a register.
We are purchasing a house and the conveyancer has raised the issue of Chancel Repair for which the property could be obligated to contribute to given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly appropriate for conveyancing in Baildon
Unless a prior acquisition of the house took place post 12 October 2013 you could expect lawyers handling conveyancing in Baildon to remain recommending a chancel search and or chancel repair liability policy.
I decided to have a survey completed on a house in Baildon prior to appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some banks may refuse to grant a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Baildon. Conveyancing may be slightly more expensive based on your lender's requirements.
I was pointed in your direction by a few property agents in Baildon to get a quote from a solicitor using your seach tool. Is there a financial upside for Estate Agents to offer your site ahead of another?
We don’t make any commission for sending work in our direction. We found it would be just too difficult a fee because a client could think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
My conveyancers in Baildon have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the bank conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.