We see that you have a post code search directory listing law firms on the Bank of Ireland conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Keighley?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Keighley.
This question may be naive but I am new to the process as a first time purchaser of a garden flat in Keighley. Do I collect the keys to the premises on completion from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Keighley?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and once they have received this, you will be invited to receive the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.
We expect to receive a OIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Keighley solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Keighley solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
My sealed bid on a detached house in Keighley has been accepted, but there is a chain. The owners have offered on on an apartment, but it’s not yet agreed to, and are looking at other apartments in the pipeline. I have selected a high street conveyancing solicitor in Keighley. What do I do now? At what point should I apply for the mortgage with Nottingham?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then valuation, Keighley conveyancing search charges, etc). The first course of action is to check that your lawyer is on the Nottingham conveyancing panel. As to the subsequent stages this very much dictated by the specifics of your transaction, motivation for the property and on the state of the market. During a buoyant market some purchasers will apply for the mortgage with Nottingham and pay for the valuation and only if it comes back ok would they pay their conveyancer to proceed with searches.
My wife and I are close to exchanging contracts on the sale of our home in Keighley and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Keighley conveyancer would know this is not the case. It does beg the question why the buyers instructed a national conveyancing outfit rather than a conveyancing solicitor in Keighley. Having lived in Keighley for three years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I opted to have a survey done on a house in Keighley before retaining conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend not give a mortgage on such a property.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Keighley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Keighley to see if the conveyancing costs will increase in light of this.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Keighley. I have discover a web site which looks to be the ideal offering If it is possible to get all formalities done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have read on a number of online forums that when selecting a conveyancing solicitors they must be approved by your bank. I am first time buyer with but I have an AIP via Birmingham Midhshires and I already have a high street conveyancing solicitor in Keighley lined up. Does Nat West Bank need an approved conveyancer to be instructed? If so, where can I find that list for my conveyancing in Keighley?
You should instruct a solicitor that is on the Nat West Bank panel. Simply ring your chosen Keighley conveyancing lawyer to check if they are on the Nat West Bank panel. If they are not on the panel you have a number of choices available to you here:
- Proceed with your chosen Keighley solicitor but Nat West Bank will no doubt appoint a solicitor from their approved list. The net impact is additional fees and probable delay.
- Get a new solicitor to conduct the conveyancing, ensuring that they are on the Nat West Bank conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to get accepted on the Nat West Bank panel of solicitors.