We are a couple about to exchange contracts for a garden flat in Keighley. We encountered a snag. The mortgage offer with Nottingham Building Society runs out on 3/11/2025 but the owners are putting forward a completion date of 5/11/2025. Is it possible to prolong the mortgage offer?
The best person to deal with your question is your solicitors who will determine whether they better off negotiating with the lender, owner’s conveyancers, estate agents or possibly all three taking into account the history of your house move to date.
A colleague informed me that in buying a property in Keighley there may be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Keighley which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Keighley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Does a directory service exist listing Leeds Building Society panel solicitors in Keighley on the Council of Mortgage Lender’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings viewable on the web. Where you are in need of a Keighley conveyancer on the Leeds Building Society please make the most of our tool.
I can not work out if my mortgage offer requires a lease extension. I have called my Keighley bank branch on numerous occasions and was told it does not affect the mortgage offer and they will lend. My Keighley conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend based on their published requirements. Who do I believe?
Your lawyer must comply with the Council of Mortgage Lenders’ Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
I used Action Conveyancing a few years past for my conveyancing in Keighley. I now require my file however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Keighley of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing my first flat in Keighley benefiting from help to buy. The developers would not budge the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not disclose to my solicitor about this extras as it would adversely affect my loan with Leeds Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a conveyancing solicitor in Keighley for my home move. Is it possible to review a firm’s complaints history with the legal regulator?
You may search for presented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.
What type of premises does your Keighley conveyancing quotes apply to?
Our conveyancing quotes are only relevant to standard domestic property in England & Wales. If you have any different needs for instance industrial or agricultural property or commercial conveyancing in Keighley do contact us to address your requirements .