Can the conveyancing lawyers via your comparison service carry out attended exchange conveyancing in Croydon?
There are a few conveyancing experts who can conduct personalised exchanges. Do contact us to secure a fee calculation and details as to dates.
Completed the sale of my flat in Croydon last June yet the purchaser is texting daily complaining that her solicitor needs to hear from mysolicitor. What should my lawyer have done following completion?
Post completion of your house sale your lawyer is committed to forward the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where relevant, your solicitor must also evidence that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There is unlikely to be post completion steps just for conveyancing in Croydon.
My grandmother passed away six months ago and as sole heir and executor I was left the property in Croydon. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?
Where you intend to refinance then Clydesdale will insist on your using a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
How does conveyancing in Croydon differ for newly converted properties?
Most buyers of new build property in Croydon contact us having been asked by the seller to exchange contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Croydon typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Croydon or who has acted in the same development.
I decided to have a survey done on a property in Croydon prior to instructing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders may refuse to issue a mortgage on such a house.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. Should you wish to telephone us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Croydon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Croydon to see if the conveyancing costs will increase in light of this.
I am looking into buying my first house which is in Croydon and I am already nervous. I couldn't find anything specific about Croydon. Conveyancing will be needed in due course but do you know about the Croydon area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Croydon. In the meantime here are some basic statistics that we found