I can see plenty of information on this site about conveyancing in Croydon but what is your top tip for choosing the right conveyancer in Croydon
It would be unwise to be swayed by the lowest Croydon conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
My father informed me that in buying a property in Croydon there may be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of a number of properties in Croydon which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Croydon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I'm in the process of viewing houses in Croydon and I am about to put in an offer. Should I already have a conveyancer appointed at this point? I am planning to take a home loan with Co-operative.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are getting a mortgage with Co-operative, ask your prospective lawyers if they are on the Co-operative conveyancing panel otherwise they can't do the mortgage legal work.
I require fast conveyancing in Croydon as I am faced with a deadline to exchange contracts within 3 weeks. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no lawyer would suggest that you don't. With lots of history conveyancing in Croydon the following are examples of what can appear and adversely affect the marketability of the property: Enforcement Notices, Overdue Fees, Overdue Grants, Unadopted Roads,...
I'm buying my first flat in Croydon with a loan from Clydesdale. The sellers would not budge the amount so I negotiated 6k of additionals instead. The sale representative told me not reveal to my solicitor about the side-deal as it would affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What is different about your site and other web based conveyancing solicitors for conveyancing in Croydon?
At this site obtain a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Croydon. Unlike many estate agents and many comparison sites we are not in the business of charging firms a commission if you select them for your conveyancing in Croydon
My step-father has urged me to instruct his conveyancing solicitors in Croydon. Should I choose my own conveyancer?
There are no two ways about it the best way to choose a conveyancing solicitor is to seek referrals from friends or relatives who have used the solicitor you're considering.
I am short of a 10% deposit on my house purchase in Croydon , but I am keen exchange. What can I do?
One option is to try and agree a smaller deposit. Many sellers will agree to a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second