I can't travel far from Upper Norwood. Is there a reason why all Upper Norwood solicitors aren't automatically on all lender panels?
Lenders tend to impose restrictions on either the type or the number of conveyancing firms on their panel. Typical examples of such criteria being that a organisation must have two or more partners. As well as restricting the type of firm, some banks such as HSBC decided to limit the size of their panel they allow to act for them. It is worth noting that banks have no responsibility for the standard of service provided by any Upper Norwood lawyer on their approved list. Mortgage fraud was the primary trigger for the reduction of conveyancing panels from 2008 even though there are conflicting views about the extent of solicitor involvement in some of that fraud. Statistics via HMLR exposes that thousands of law organisations only conduct less than three conveyances annually. Those vindicating conveyancing panel cuts question why law firms deserve the right to remain on a bank panel when clearly property law is not their speciality?
I have given 2 months notice to my existing landlord and have to be out of my rented flat in Upper Norwood by 24/4/2026. Conveyancing for my house purchase is underway. Is it possible to complete in six weeks as don't want to have to find temporary accommodation?
Generally one should not give notice on a rental until your lawyer suggests that you should. If you have not already done so, notify to your conveyancer and ask them to they apply pressure on the sellers solicitors, try to get a realistic time scale from them that everyone will aim to achieve
My flat in Upper Norwood is up for sale and I have accepted an offer. Will the conveyancer have to be on the UBS conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.
My wife and I own a renovated Edwardian house in Upper Norwood. Conveyancing solicitor acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching property. Is it worth asking Chelsea Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Upper Norwood and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing lawyer who conducted the work.
I own a leasehold house in Upper Norwood. Conveyancing and Platform Home Loans Ltd mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1996. The conveyancing practitioner in Upper Norwood who acted for me is not around. Any advice?
First make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is in fact the new freeholder. You do not need to incur the fees of a Upper Norwood conveyancing firm to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the leaseholder of a second floor flat in Upper Norwood. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the amount due for a lease extension?
if there is a missing landlord or if there is dispute about what the lease extension should cost, under the relevant statutes it is possible to make an application to the LVT to judgment on the premium.
An example of a Lease Extension decision for a Upper Norwood residence is Flats 55, 67 & 70 Melbourne Court Anerley Road in July 2013. The tribunal calculated that the premium for the extended lease at £48,366.00 for at 55, and £88,329.00 for ats 67 and 70 combined. This case was in relation to 1 flat. The unexpired term as at the valuation date was 26.38 years.
Do online conveyancing companies do everything a high street Upper Norwood solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in Upper Norwood?
Where you use an online conveyancer they will cover all the things your Upper Norwood conveyancer will cover.