I have 70 years unexpired on my lease and require a lease extension for my flat in East Croydon. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/9/2025 the requirements read as follows :
I am downsizing from our property in East Croydon and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street East Croydon conveyancer would know this is not the case. It does beg the question why the purchasers instructed a factory type conveyancing outfit rather than a conveyancing solicitor in East Croydon. Having lived in East Croydon for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
The deeds to our home can not be found. The conveyancers who dealt with the conveyancing in East Croydon 10 years ago have long since closed. What do I do?
These day there are duplicates made of almost everything, and your conveyancer should know precisely where to look for all the suitable documentation so you can purchase or dispose of your property without any difficulty. If copies can’t be located, your solicitor can arrange cover in the form of insurance or indemnities against future claims on the property.
How does conveyancing in East Croydon differ for newly converted properties?
Most buyers of new build residence in East Croydon approach us having been asked by the developer to sign contracts and commit to the purchase even before the residence is finished. This is because house builders in East Croydon typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in East Croydon or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in East Croydon in advance of appointing solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies will refuse to issue a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in East Croydon. Conveyancing may be slightly more expensive based on your lender's requirements.
Is there a reason that East Croydon conveyancing charges are more expensive for leasehold and freehold properties?
Leasehold conveyancing in East Croydon can involve additional due diligence for instance reviewing the lease, liaising with the landlord, obtaining up to date rent receipts, landlord’s consents, management company’s accounts amongst other tasks.