Is there a reason to instruct a East Croydon conveyancing solicitors firm when online alternatives are cheap by comparison?
To take your time to find scrutinise conveyancing costs in East Croydon and you should seek an affordable quote but don’t become consumed with hunting for the lowest priced East Croydon conveyancer. Finding the right conveyancer can be the difference between a seamless and a frustrating move. It is important that you ensure that you have expert guidance from a specialist lawyer. An e-mail can never be as helpful as a telephone conversation and are no substitute for a one to one meeting. The firms that we work with will appoint you a qualified and trusted conveyancing solicitor who can handle your conveyancing from from the outset to completion, giving the sort of hand holding that you rarely receive from an internet conveyancer. He or She will update you on any developments making sure that you are never in the dark. Should you need to phone the office you will be sure who to ask for and we'll endeavour to make sure that you're not left wondering what's going on.
My property lawyer in East Croydon is not listed on the Accord Mortgages Ltd Conveyancing Panel. Can I still retain my prefered solicitor notwithstanding that they are not on the Accord Mortgages Ltd approved list?
The limited options open to you here include:
- Complete the purchase with your preferred East Croydon solicitors but Accord Mortgages Ltd will need to use a lawyer on their list of acceptable firms. This will inevitably rack up the overall conveyancing charges and cause delays.
- Find a new lawyer to to deal with the purchase, obviously checking they are Convince your lawyer to do everything within their powers to join the Accord Mortgages Ltd conveyancing panel
We expect to receive a OIP from Santander this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Santander recommend any East Croydon solicitors on the Santander conveyancing panel, or is it better to find our own lawyer?
You will need to appoint East Croydon solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
I recently had an offer agreed on a house in East Croydon. My mortgage broker recommended their conveyancers. I paid an upfront payment of £200. Not long after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local East Croydon solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your East Croydon postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in East Croydon.
I am planning on selling our house in East Croydon and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street East Croydon conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a nationwide conveyancing firm as opposed to a conveyancing solicitor in East Croydon. We have lived in East Croydon for 4 years we know of no issue. Is it a good idea to contact our local Authority to get confirmation need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
About to purchase a new build apartment in East Croydon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in East Croydon
-
Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I am looking for a leasehold apartment up to £245,000 and identified one near me in East Croydon I like with a park and station in the vicinity, however it only has 49 years unexpired on the lease. There is not much else in East Croydon in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.