I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Urmston. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 23/2/2026, the requirements read as follows :
This question may be naive but I am new to the house moving as a first time buyer of a garden flat in Urmston. Do I pick up the keys to the house on the completion date from my solicitor? If this is the case, I will use a local conveyancing solicitor in Urmston?
On the day of completion you do not need to attend the conveyancers office in Urmston. Conveyancing lawyers for you will arrange to send the purchase money to the seller's solicitors, and shortly after the monies have arrived, you will be able to pick up the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
I am the sole recipient of my late grandmother’s will and I have everything in my name alone, including the house in Urmston. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the house. I do know about the CML six month 'rule', meaning my property ownership could be treated the same way as though I had purchased the property in January. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Some mortgage companies would take a practical view as this clause chiefly exists to capture the purchase and immediately sell or the flipping of properties.
I have instructed a Urmston conveyancer having made sure that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Urmston surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Will commercial conveyancing searches reveal proposed roadworks that may impact a commercial land in Urmston?
Many commercial conveyancing solicitors in Urmston will carry out a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Urmston. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Urmston.
For each commercial conveyancing transaction in Urmston it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Urmston commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Urmston.
How does conveyancing in Urmston differ for new build properties?
Most buyers of new build or newly converted property in Urmston approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is finished. This is because developers in Urmston typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Urmston or who has acted in the same development.
In scouring the web for the term cheap conveyancing in Urmston it shows results of numerous solicitorsin the area. How do I determine which is the right conveyancing solicitor for me?
The ideal way of seeking the right conveyancer is through a trusted recommendation, so ask colleagues and those you trust who have acquired a property in Urmston or the reputable estate agent or mortgage broker. Charges for conveyancing in Urmston vary, so it's advisable to request a minimum of three quotes from varying types of solicitors. Dont forget to clarify that the costs are assured not to to be inflated.
Is there a reason that Urmston conveyancing fees differ for leasehold and freehold properties?
When purchasing a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control