Some advice if I may. My Trafford Park conveyancer is informing me me that he has toapply for Trafford Park conveyancing searches asthe firm are on the Lloydsconveyancing panel. Is my solicitor correct?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a bank your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Trafford Park conveyancing searches.
About to place a bid on a leasehold flat in Trafford Park. The selling agents assure me that it is standard for flats in Trafford Park to have less than 75 years left on the lease. I am obtaining a loan with Tesco Bank. Is this going to be acceptable if the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/9/2025 the requirements read as follows :
What can a local search tell me regarding the property we're purchasing in Trafford Park?
Trafford Park conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for example Xpress Legal The local search is essential in every Trafford Park conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I'm purchasing a new build house in Trafford Park with a loan from Platform Home Loans Ltd. The developers refused to budge the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not reveal to my solicitor about this deal as it would impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Should I be wary that brokers that I am dealing with are encouraging me to use a nationwide conveyancing firm as opposed to a local Trafford Park conveyancing company?
As with lots of professional services, often suggestions from family and friends can be worth their weight in gold. Nevertheless there are lots of players in a conveyancing matter; estate agents, financial adviser and mortgage companies may suggest lawyers to instruct. Sometimes the solicitors might be known to one of the organisations as one of the best in their field, but sometimes there might be a financial incentive behind the endorsement. You are at liberty to appoint your preferred lawyer. Don't forget that the majority of lenders have an approved list of solicitors you must use for the lender aspect of your transaction.
My husband and I are buying a 2 bedroom ground floor flatin Trafford Park with a home loan from a lender. We wish to instruct our conveyancer in Trafford Park however our lender says she’s not on their "panel". It seems we have little choice but to instruct one of the our mortgage company panel firms or keep our Trafford Park solicitor and pay for one of their panel ones to represent our mortgage company. We feel as though this is unjust; Can we not simply insist that our mortgage company use our Trafford Park lawyer?
No, not really. The mortgage company home loan offered to you is subject to its terms and conditions, one of which will be that solicitors will on the bank's conveyancing panel. Until recently, most lenders had open panels, including most conveyancing solicitors in Trafford Park : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your mortgage company.