AssumingI was to purchase a simple residential propertyin Stretford for cash and dispense with a survey and no local authority searches how much would I expect to have to pay for conveyancing in Stretford?
Any savings you would gain will be isolated to the Stretford conveyancing searches. The conveyancer is obliged to do the vast majority of work - money laundering, communicating with the vendors lawyer, stamp duty return, register the ownership etc. A slight saving might be made by not having to register a mortgage however it will not be meaningful.
Will lawyers ask for money up-front for my conveyancing in Stretford?
Where you are retaining lawyers for conveyancing in Stretford your lawyer will request that you to provide them with funds to cover the the cost of the conveyancing searches. Ordinarily this is called for to cover the fees of the Local Authority Search. When the down payment is as part of the sale price then this should be needed shortly ahead of contracts are exchanged. The closing balance that is needed should be sent to your lawyer shortly before completion.
I am purchasing a 4 bedroom semi-detached house in Stretford. The intention is to an extension at the rear at the house.Will legal investigations on the property include enquiries to see if these works are allowed?
Your solicitor should check the registered title as conveyancing in Stretford will on occasion identify restrictions in the title deeds which prohibit certain alterations or necessitated the consent of a 3rd party. Some additions need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
Intending to buy a house in Stretford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Stretford property lawyer is on the Nationwide conveyancing panel.
I have instructed a Stretford lawyer having made sure that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Stretford postcode. As you are getting a mortgage with RBS, you could contact them to see if they have a list of approved surveyors in Stretford.
Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one close by in Stretford I like with amenity areas and station nearby, however it only has 52 years unexpired on the lease. I can't really find anything else in Stretford suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the shortness of the lease will likely be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
Hoping to buy a property located in Stretford and I am already nervous. I couldn't find anything specific about Stretford. Conveyancing will be needed in due course but do you know about the Stretford area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Stretford. In the meantime here are some basic statistics that we found
My solicitors in Stretford have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the lender conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.