We are selling our home in Stretford. Will my lawyer have to be on the UBS conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.
How can we know in advance if a Stretford conveyancing solicitor on the Nottingham panel is any good?
When it comes to conveyancing in Stretford obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
After much negotiation I have agreed a price on a house in Stretford. My mortgage broker suggested a conveyancer. I paid an advanced payment of £150. Shortly after, the property lawyer called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer was accepted on an apartment in Stretford on 12/1/2026, valuation was booked 3 days after, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Are Aldermore entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
A relative advised me that if I am purchasing in Stretford I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Stretford conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Stretford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Stretford Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Stretford Education with plans and statistics, Local Amenities and other useful data concerning Stretford.
How does conveyancing in Stretford differ for new build properties?
Most buyers of new build property in Stretford contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is finished. This is because developers in Stretford usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Stretford or who has acted in the same development.
Taking into account that I am about to part with 450k on a property in Stretford I wish to have a conversation with the solicitor concerning thehome move ahead of instructing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor who will be doing your conveyancing in Stretford.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Stretford should be the amount on the final invoice that you end up paying.
What makes a Stretford lease problematic?
There is nothing unique about leasehold conveyancing in Stretford. Most leases are individual and drafting errors can result in certain sections are missing. The following missing provisions could result in a defective lease:
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Repairing obligations to or maintain elements of the premises
You may encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Birmingham Midshires, The Royal Bank of Scotland, and Godiva Mortgages Ltd all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, forcing the buyer to pull out.
Stretford Conveyancing for Leasehold Flats - A selection of Queries before buying
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If a Stretford lease has fewer than eighty years it will affect the value of the apartment. Check with your lender that they are willing to lend given the lease term. A short lease means that you will probably need a lease extension sooner rather than later and it is worth discovering what this will be. For most Stretfordlease extensions you would need to own the premises for a couple of years before you are legally able to extend the lease. Make sure you find out if the the lease contains any adverse restrictions in the lease. For instance some leases prohibit pets being allowed in certain buildings in Stretford. If you like the propertyin Stretford but your dog is not allowed to move with you then you have a very difficult determination. How many of the leaseholders are in arrears for their maintenance charge payments?