I have just been advised by my financial adviser that my Trafford lawyer is not on the lender Conveyancing panel. What can I do to be sure whether this is correct?
You need to contact your Trafford conveyancer. You lawyer should inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Trafford. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/8/2025, the requirements read as follows :
Will commercial conveyancing searches reveal impending roadworks that could affect a commercial premises in Trafford?
Its becoming the norm that commercial conveyancing solicitors in Trafford will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Trafford. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Trafford.
For each commercial conveyancing transaction in Trafford it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Trafford commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Trafford.
My husband and I are 18 days into a freehold purchase having been recommend to a firm by the selling agent to execute conveyancing in Trafford. I am not happy. Could you you assist me in finding new conveyancers?
They would have to be very poor to suggest changing them. Has your loan offer been generated? In the event that it has you must inform them of the new contact details and get the mortgage documents are re-issued. Your new conveyancer should be on the lenders panel to avoid added expenses and delays. So that should be your starting point. The search tool can assist you in finding a bank approved conveyancer for your conveyancing in Trafford
I own a leasehold flat in Trafford. Conveyancing and Birmingham Midshires mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Trafford who acted for me is not around. Any advice?
First make enquiries of the Land Registry to make sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Trafford conveyancing solicitor to do this as it can be done on-line for a few pound. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I invested in buying a 1 bedroom flat in Trafford, conveyancing was carried out half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Trafford with over 90 years remaining are worth £206,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease runs out on 21st October 2091
With only 66 years unexpired the likely cost is going to range between £11,400 and £13,200 as well as plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.
I dont have enough spare cash to pay a 10% deposit on my flat purchase in Trafford , but I still want to go ahead. What can I do?
One option is to try and accept a smaller deposit. Most vendors will agree to a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second