I can't travel far from Trafford. What is the rationale as to why all Trafford property lawyers are not on all bank panels?
Mortgage Companies ordinarily impose restrictions on either the nature or volume of conveyancing firms on their approved list of lawyers. A common example of such restriction(s) being that a organisation is required to have at least two partners. In addition to restricting the nature of firm, some banks decided to reduce the number of organisations they use to represent them. You should note that lenders have no liability for the standard of advice supplied by any Trafford lawyer on their approved list. Mortgage fraud was the main trigger for the rationalisation of solicitor panels from 2008 notwithstanding that there are contrary points of view about the extent of solicitor involvement in some of that fraud. Statistics published by HMLR exposes that thousands of conveyancing firms only transact less than three conveyances a year. Those advocating conveyancing panel consolidation ask why conveyancing firms deserve any entitlement to remain on a lender panel when it is apparent that conveyancing is not their primary expertise?
Will my conveyancing lawyers need to check that the building insurance when buying a house in Trafford. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/11/2025, the requirements read as follows :
I am assisting my niece sell her house in Trafford. Will the conveyancing solicitor commission the energy assessment or do I organise this?
Following the abolition of HIPs, energy assessments became a required element of moving house. An energy performance certificate needs to be commissioned in advance of the property being placed on the market. It is not something that lawyers ordinarily organise. If you are using a Trafford conveyancing solicitor they may help arrange EPC’s given their contacts with reputable local assessors
Planning on purchasing a apartment in Trafford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Trafford conveyancer is on the Principality conveyancing panel.
My offer was accepted on a property in Trafford on 1/10/2025, valuation was booked 2 days after, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am purchasing a new build house in Trafford with a mortgage from Santander. The sellers refused to budge the amount so I negotiated 6k of extras instead. The sale representative advised me not disclose to my conveyancer about this side-deal as it could put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Hoping to buy a property located in Trafford and I am already nervous. I couldn't find anything specific about Trafford. Conveyancing will be needed in due course but do you know about the Trafford area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Trafford. In the meantime here are some basic statistics that we found
Completion is due on the sale of our £300,000 apartment in Trafford next Friday. The management company has quoted £324 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in Trafford?
For most leasehold sales in Trafford conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Completing pre-contract enquiries
Where consent is required before sale in Trafford
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I purchased a studio flat in Trafford, conveyancing was carried out in 2003. Can you please calculate a probable premium for a statutory lease extension? Comparable flats in Trafford with a long lease are worth £216,000. The average or mid-range amount of ground rent is £50 yearly. The lease expires on 21st October 2094
With just 69 years remaining on your lease we estimate the premium for your lease extension to range between £9,500 and £11,000 plus professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first getting professional advice.