Are you able to suggest a Lloyds TSB Bank sanctioned South Croydon conveyancing practice who can have us moved in within a very limited time frame? Am I best advised to unstruct a local South Croydon firm or a factory type firm?
We would be happy to suggest some excellent South Croydon conveyancing firms. You can also walk up the main road in South Croydon. Approach two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Discuss your deadline together with your reasons and ask for an assurance on your deadline. Appoint the lawyer that genuine.
We see that you have a post code search directory listing law firms on the TSB conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in South Croydon?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in South Croydon.
This question may be naive but I am unexperienced as a first time purchaser of a two bedroom flat in South Croydon. Do I receive the keys to the house on the completion date from my lawyer? If so, I will instruct a local conveyancing solicitor in South Croydon?
On the day of completion you do not need to attend the conveyancers office in South Croydon. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's lawyers, and shortly after the monies have arrived, you will be called to receive the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
I am the single recipient of my late grandmother’s estate and I have everything in my name now, including the house in South Croydon. Conveyancing formalities meant that the Land Registry date was in November. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership will be treated the same way as though I had purchased the house in November. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Most banks would take a sensible view as this provision chiefly exists to capture subsales or the quick reselling of properties.
We expect to receive a AIP from Clydesdale this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any South Croydon solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint South Croydon solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
Should my lawyer be asking questions about flooding as part of the conveyancing in South Croydon.
Flooding is a growing risk for lawyers dealing with homes in South Croydon. There are those who purchase a house in South Croydon, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to give advice on flood risk, but there are a number of checks that may be carried out by the purchaser or by their lawyers which should give them a better appreciation of the risks in South Croydon. The conventional set of completed inquiry forms supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual question of the vendor to find out if the premises has historically flooded. If the residence has been flooded in past and is not notified by the vendor, then a purchaser could bring a compensation claim resulting from an misleading answer. The buyer’s lawyers should also order an enviro report. This should reveal whether there is any known flood risk. If so, additional inquiries should be carried out.
I am downsizing from my house. My former conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in South Croydon if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in South Croydon. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
Why can't I complete our conveyancing in South Croydon on a bank holiday?
This is due to the fact that on completion the money will pass between the banks of the buyer and owner’s solicitor and at present this can only occur on a business day. So you can't complete on a weekend either.