We were just about to sign contracts for a ground floor flat in Wantage. We have hit a stumbling block. The loan offer with TSB runs out on 23/2/2026 but the owners are suggesting a completion date of 25/2/2026. Is it possible to prolong the mortgage offer?
The best person to address this concern is your lawyer who should assess whether he or she is should be discussing with the bank, vendor’s representatives, selling agents or conceivably all three based on the circumstances your conveyancing to date.
We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would prefer to instruct a specialised conveyancing solicitor in Wantage?
You should check but the chances are that allocate you one of their panel solicitors where you accept the "fee-free" offer. Contact the mortgage company and check if they allow a cash alternative. Some banks have previously offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Wantage.
I have todayfound out that Action Conveyancing have been shut down. They carried out my conveyancing in Wantage for a purchase of a freehold house 18 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The easiest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Wantage conveyancing specialists.
I am looking for a leasehold apartment up to £235,500 and found one near me in Wantage I like with a park and railway links nearby, the downside is that it's only got 52 years on the lease. I can't really find anything else in Wantage in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
If you require a home loan the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
I am looking into buying my first house which is in Wantage and I am already nervous. I couldn't find anything specific about Wantage. Conveyancing will be needed in due course but do you know about the Wantage area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Wantage. In the meantime here are some basic statistics that we found
How does one as executor remove a deceased person's details from the title register for a property in Wantage?
If a Wantage property is co-owned and one of the proprietors dies, their name will not immediately be removed from the Land Registry title. It is not necessary to remove their name as in the event of a disposal your conveyancer would just need to supply proof why the joint owner is missing from the conveyance, such as a grant of probate.
With the aim of making things simpler in the future you may arrange to have the deceased name erased from the title by submitting an application to the land registry with evidence of the death. There is no fee from the Registry for this service.