I decided to go with a high street firm for my conveyancing in Wantage today. Reviewing the Ts and Cs I noteI am liable for charges even if the dealdoes not proceed. Should I go with them or choose an internet conveyancing brokerage who offer no move no charge conveyancing in Wantage?
Generally there is a concession along the lines that if "No Sale No Fee" is advertised then the conveyancing charges will tend to be be more expensive to counteract those cases that fail to complete. Please beware that these promotions tend not to protect you from disbursements e.g. Wantage conveyancing search expenses.
We see that you have a post code search directory listing firms on the Kent Reliance conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Wantage?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Wantage.
We're in Wantage, First time buyers buying with a mortgage (lender is Yorkshire BS , and our lawyer is on the Yorkshire BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
There are numerous conveyancing solicitors in Wantage but how do I know who I should use?
We would encourage you not to base your choice on the lowest Wantage conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I happen to be the single recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Wantage. Conveyancing formalities meant that the Land Registry date was in September. I plan to dispose of the property. I do know about the CML six month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the house in September. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How practical a view banks take of it, depend on the mortgage company as this clause chiefly exists to identify subsales or the quick reselling of property.
The formalities of my purchase has taken place for my property in Wantage. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
As co-executor for the estate of my aunt I am disposing of a house in Newport but I am based in Wantage. My conveyancer (based 300 kilometers awayhas requested that I execute a stat dec before completion. Could you suggest a conveyancing lawyer in Wantage to attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Wantage based
Is there a reason that Wantage conveyancing fees differ for leasehold and freehold properties?
Inevitably there is increased work involved in leasehold conveyancing. Wantage has many leasehold properties. There is more paperwork involved in the purchase: for example, the lease and leasehold information (including up to date service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.