My wife and I are acquiring a ground floor flat in Berkshire. My lawyer has never been on on the bank conveyancing panel. Is it possible for me to continue with my Berkshire conveyancing solicitor even though they are not on the bank approved list?
One must use a property lawyer to complete the legal work required if you take out a mortgage to purchase your property. The solicitor will carry out all the necessary investigations on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. One can instruct a Berkshire conveyancing practitioner of your choice. Nevertheless, where the property lawyer selected is not a member of the bank solicitor panel additional charges will arise as separate legal representation will be need by the lender. Lender panel applications can be submitted, so provided your lawyer has not in the past sought membership they should do so.
We see that you have a post code search directory listing solicitors on the Kent Reliance conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Berkshire?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Berkshire.
Me and my partner are purchasing a flat in Berkshire. It might be a silly question but how we can trust a lawyer? On the day of competition we have to send money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have paid off my mortgage with Barclays. I assume I don't need a Berkshire solicitor on the Barclays panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Berkshire off the council. I have a mortgage offer with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
We are buying a property and the solicitor has identified Chancel Repair to which the property could be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this strictly required for conveyancing in Berkshire
Unless a prior acquisition of the property completed post 12 October 2013 you can expect conveyancing practitioners delivering conveyancing in Berkshire to remain recommending a chancel search and or insurance against a claim.
I have recentlyfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Berkshire for a purchase of a freehold house 9 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Berkshire conveyancing specialists.
My husband and I are new on the property ladder - had an offer accepted, yet the selling agent informed us that the vendor will only proceed if we instruct their chosen lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a family conveyancer accustomed to conveyancing in Berkshire
We suspect that the owner is not behind this requirement. Should the vendor require ‘a quick sale', taking such a hostile approach to a serious buyer is counter productive. Avoid the agents and go straight to the sellers and make the point that (a)you are motivated purchasers (b)you are ready to go, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you will continue to appoint your preferred Berkshire conveyancing solicitors - rather thanthose that will earn the estate agent a kickback or meet his conveyancing thresholds set by head office.