I am purchasing a leasehold flat in Hermitage. My Solicitor is not listed on the lender conveyancing panel. Is it possible for me to continue with my Hermitage conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel of approved conveyancing solicitors?
Various options include
- Complete the deal with your existing Hermitage conveyancing practitioner but your mortgage company will no doubt appoint a conveyancer on their approved list. The net result is additional charges and probable interruption.
- Appoint a new conveyancing practitioner to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your conveyancer to do everything possible to get accepted on the mortgage company panel of solicitors
Will my conveyancing lawyers need to check that the building insurance when buying a house in Hermitage. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/4/2026, the requirements read as follows :
The deeds to our house can not be found. The lawyers who conducted the conveyancing in Hermitage 5 years ago have long since closed. What are my next steps?
These day there are duplicates made of almost everything, and your lawyer will be aware exactly where to look for all the suitable documentation so you can buy or sell your property without a hitch. If copies can’t be found, your conveyancer can put in place insurance or indemnities protecting you against possible claims on the property.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a quick, no chain conveyancing. Hermitage is where the house is located. Is there any guidance you can give?
Flying freeholds in Hermitage are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hermitage you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hermitage may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking into buying my first house which is in Hermitage and I am already nervous. I couldn't find anything specific about Hermitage. Conveyancing will be needed in due course but do you know about the Hermitage area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Hermitage. In the meantime here are some basic statistics that we found
My partner and I intend to purchase our 1st property in Hermitage. Conveyancing solicitor already chosen. The broker advised that a survey is not needed as the house was only built 16 yrs ago.
At the very least you should have a Home Buyer's Report. Given the property was constructed more than a decade ago the property will be without a warranty, so you don't want to take a risk. For a property that age with no signs of defects a Home Buyer's report may be enough. The report should highlight any apparent problems and suggest further investigation where appropriate. Where there are any signs of material issues get a full structural survey.