My wife and I are getting closer to an exchange on a house in Botley and my parents have sent the ten percent deposit to my lawyer. I am now informed that as the deposit has not come from me my conveyancer needs to make a notification to my lender. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is not just from me. I advised the bank concerning my parents' contribution when I applied for the home loan, so is it really necessary for this now to hold matters up?
The solicitor is legally required to clarify with lender to ensure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only report this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
We note that you have a search directory listing solicitors on the Lloyds conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Botley?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Botley.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Botley. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/9/2026, the requirements read as follows :
I decided to have a survey done on a property in Botley in advance of instructing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor has said that some lenders tend not issue a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Botley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Botley to see if the conveyancing will be more expensive.
Do I need to be concerned by brokers that I am dealing with are encouraging me to use a factory type conveyancing firm as opposed to a High Street Botley conveyancing company?
As is the case with lots of service providers, often referrals from relatives can be worth their weight in gold. But there are lots of players in a conveyancing deal; estate agents, mortgage brokers and banks may suggest solicitors to instruct. On occasion these solicitors might be known to one of the organisations as one of the best in their field, but occasionally there exists a commercial relationship behind the endorsement. You are at liberty to select your own lawyer. You need to be aware that most lenders operate an approved list of law firms you must use for the mortgage aspect of your house move.
As co-executor for the will of my grandfather I am selling a residence in Neath but reside in Botley. My solicitor (who is 300 kilometers awayhas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing lawyer in Botley to witness and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Botley based