I am the registered owner of a freehold residence in West Wickham but nevertheless pay rent, why is this and what is this?
It is rare for properties in West Wickham and has limited impact for conveyancing in West Wickham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
We are buying a 4 bedroom semi-detached house in West Wickham. We would like to carry out an extension to the side at the house.Will the conveyancing process involve investigations to see if these works are permitted?
Your solicitor should review the registered title as conveyancing in West Wickham will on occasion identify restrictions in the title deeds which restrict categories of works or necessitated the permission of another owner. Certain extensions need local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
The formalities of my remortgage has taken place for my property in West Wickham. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
About to purchase flat in West Wickham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Wickham property lawyer is on the UBS conveyancing panel.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. West Wickham is where the house is located. Can you offer any advice?
Flying freeholds in West Wickham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Wickham you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Wickham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What does commercial conveyancing in West Wickham cover?
Commercial conveyancing in West Wickham incorporates a broad array of advice, given by regulated solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
My partner has recommend that I appoint his lawyers for conveyancing in West Wickham. Should I use them?
Much as we are happy to recommend a West Wickham conveyancing lawyer the ideal way to select a conveyancing practitioner is to get recommendations from friends or family who have used the firm that you are are thinking of instructing.
Looking forward to sign contracts shortly on a garden flat in West Wickham. Conveyancing lawyers have said that they will have a report out to me on Monday. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in West Wickham should include some of the following:
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Will you be prohibited or prevented from having pets in the property? What options are available to the landlord where you have violated the provisions of the lease? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? You should be told what constitutes a Nuisance in the lease if lease provides for a reserve fund for major works?
I am the registered owner of a garden flat in West Wickham. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?
Where there is a missing landlord or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to calculate the sum to be paid.
An example of a Freehold Enfranchisement matter before the tribunal for a West Wickham residence is 26 Manor Road in July 2010. the Tribunal decided that price to be paid for the freehold was £12,420 This case related to 2 flats. The unexpired term as at the valuation date was 76.75 and 88.83.