I am obtaining a offer of a home loan from Lloyds. I hope to enlist the help of a Licensed Conveyancer in West Wickham. Does the Lloyds Solicitor panel allow for Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We were just about to exchange contracts for a leasehold flat in West Wickham. We have hit a stumbling block. The mortgage offer with Platform Home Loans Ltd runs out on 21/10/2025 but the vendors are putting forward a completion date of 23/10/2025. Can one prolong the mortgage offer?
The person best placed to address this issue is your lawyer who will calculate whether he or she is better off negotiating with the bank, seller’s solicitors, estate agents or conceivably all parties taking into account the circumstances your house move as of today.
It is 10 years ago since I bought my home in West Wickham. Conveyancing solicitors have now been instructed on the sale but I am unable to track down my title deeds. Is this a major issue?
You need not be too concerned. First the deeds may be with your lender or they may be in the possession of the solicitor who handled your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in West Wickham relates to registered property but in the rare situation where your property is not registered it is more of a problem but is resolvable.
Have just purchased a repossessed house at auction in West Wickham. Conveyancing is needed. What are my next steps?
Now that you have legally bound yourself to purchase you will need to retain a conveyancing solicitor quickly as you are faced with a pending deadline in which to complete the deal. An auction property should have a corresponding legal set of papers. This should include evidence of title and search results. Where you are dealing with leasehold premises the auction papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You need to give this to the lawyer working for you ASAP. Do make sure that your finances are organised to complete the transaction on the set completion date.
Is it the case that all West Wickham solicitors on the Virgin Money conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Virgin Money approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Many lenders do list licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.
I had a mortgage agreed in principle with Aldermore. West Wickham conveyancing practitioners are instructed. What is the average time that one could expect to receive a mortgage offer from Aldermore?
There is no definitive answer here. Have Aldermore completed the valuation? Have you informed Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
About to purchase a new build apartment in West Wickham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in West Wickham
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
As co-executor for the will of my grandfather I am selling a residence in Cardiff but reside in West Wickham. My solicitor (who is 235 kilometers from meneeds me to execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing practitioner in West Wickham who can attest this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are located in West Wickham