Completed the sale of my flat in Shirley last March yet the purchaser is calling daily to say her conveyancer is waiting to hear from myconveyancer. What should my lawyer have done now that I have sold?
Following your house sale your conveyancer should forward the transfer documentation and all additional paperwork to the buyer’s lawyers. Depending on the transaction, your lawyer should also send confirmation that the mortgage has been paid off to the buyers conveyancers. There are no post completion tasks unique to conveyancing in Shirley.
I note that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a property in Shirley? or Apparently there is a law dating back centuries that means some house owners living in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this relevant for conveyancing in Shirley?
Unless a prior purchase of the property took place post 12 October 2013 you can assume that solicitors delivering conveyancing in Shirley to remain recommending a chancel search and or insurance against a claim.
I have justfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Shirley for a purchase of a leasehold apartment 10 months ago. How can I check that the property is in my name in the name of the previous owner?
The quickest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shirley conveyancing specialists.
I am buying a new build house in Shirley with a mortgage from Nationwide Building Society. The builders would not move on the price so I negotiated £7000 of additionals instead. The house builders rep advised me not to tell my lawyer about the side-deal as it may jeopardize my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a simple, no chain conveyancing. Shirley is where the house is located. Is there any guidance you can impart?
Flying freeholds in Shirley are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Shirley you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shirley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How do I discover who owns a property in Shirley?
Provided the property is recorded at HM Land Registry, and you have the information of the address of the property, you will be able to obtain results from the HM Land Registry of the registered proprietor for a a minimal charge.