We are purchasing a property and need a conveyancing solicitor in Shirley who is on the HSBC approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Shirley.
We just had an offer accepted to purchase with Melton Mowbray Building Society. We have called around locally yet am unable to find a Shirley conveyancing firm on the Melton Mowbray Building Society approved list. Could you assist?
Feel free to take advantage of the search tool on this page. Pick the mortgage company and type Shirley or your preferred area and you will see a number of lawyer based in Shirley or by proximity to you.
Forgive me if this question is silly but I am new to the home buying as a first time purchaser of a garden flat in Shirley. Do I collect the keys to the house on the completion date from my solicitor? If so, I will find a High Street conveyancing solicitor in Shirley?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be invited to pick up the keys from the selling Agents and move into your new home. Usually this occurs between 1 and 3pm.
My solicitor has informed me that absentee landlord insurance is needed on my purchase. What is the level of cover for Shirley conveyancing?
The appropriate level of absentee landlord indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
About to purchase flat in Shirley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Shirley lawyer is on the TSB conveyancing panel.
We are buying a property and the conveyancer has raised the issue of Chancel Repair for which the house may be obligated to pay given it’s proximity to the area of such a church. She has suggested insurance. Is this really required for conveyancing in Shirley
Unless a previous acquisition of the house took place after 12 October 2013 you can assume that lawyers carrying out conveyancing in Shirley to continue to suggest a chancel search and or chancel repair liability policy.
I have todayfound out that Wolstenholmes have been shut down. They conducted my conveyancing in Shirley for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shirley conveyancing specialists.
I'm purchasing my first flat in Shirley with the aid of help to buy. The builders refused to budge the amount so I negotiated 6k of extras instead. The house builders rep told me not inform my solicitor about this deal as it will adversely affect my mortgage with Nottingham Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.