My son is in the process of securing a new build apartment in Shirley with a mortgage from Co-operative. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Co-operative conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Co-operative conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I have an AIP. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel solicitor as I would prefer to instruct a Shirley based conveyancing firm?
Do check but the chances are that appoint one of their panel conveyancers where you want the "fee-free" deal. Contact the lender to explore if they allow a monetary alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Shirley.
A friend recommended that if I am buying in Shirley I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Shirley conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Shirley around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning Shirley.
I have justbeen informed that Arc property Solicitors have closed. They conducted my conveyancing in Shirley for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shirley conveyancing specialists.
How easy is it to change conveyancer as I need to instruct one who is on the Halifax conveyancing list. I had appointed a high street conveyancing solicitor in Shirley five minutes from me but the firm is not accepted by Halifax
We will our best to assist in finding you a conveyancing solicitor in Shirley on the Halifax panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Shirley. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Shirley.
How easy is it to change a solicitor as I need to find a Shirley based firm who is on the bank conveyancing panel. How simple is it to change conveyancer?
If you haven't yet instructed a solicitor to start work and at this stage simply received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Shirley that you're considering.