Our solicitor has identified a a problem with the lease for the property we are purchasing in Eden Park. The other side have put forward title insurance as a solution. We are happy with insurance and will pay for it. Our conveyancing practitioner says that he must ensure that the bank is content with this solution. Are we the client or is the mortgage company ?
The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the mortgage company are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Eden Park. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 16/9/2025, the requirements read as follows :
I am buying a new build apartment in Eden Park. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Eden Park
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Due to the encouragement of my in-laws I had a survey completed on a house in Eden Park prior to retaining solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend refuse to give a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different requirements from Halifax. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Eden Park. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Eden Park to see if the conveyancing costs will increase in light of this.
My company is looking to lease a unit on a shopping parade. Can you recommend conveyancers offering no-sale-no charges for commercial conveyancing in Eden Park for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Eden Park, including the disposal and acquisition of businesses as well as simply property. If you are looking to purchase or sell a shop, pub, restaurant, office, retail unit or a complete business we will find you the right lawyer. Regarding the charges these will vary based on the structure and terms of the proposed transaction. Please provide us with your details or email us so that we may furnish you with a detailed commercial conveyancing calculation.
We are about to acquiring a flat in Eden Park. Can the lawyer have the amount we are are purchasing for private from the likes of Rightmove. How do I make sure this is not disclosed?
HMLR by statute are bound to reveal price sold data on the official title for residential properties countrywide including homes in Eden Park. The register of ownership is a public document, so HMLR would be breaching their statutory duty excluded certain properties such as your one in Eden Park.
You can ask HM Land Registry to withhold the amount paid data yet the response will be in the negative.