We are about to sign contracts for a leasehold flat in Eden Park. We encountered a stumbling block. Our mortgage offer with Skipton Building Society runs out on 30/1/2026 but the owners are suggesting a completion date of 3/2/2026. Can one prolong the loan offer?
The best person to address this concern is your lawyer who will hopefully determine whether he or she is better off negotiating with the lender, vendor’s solicitors, property agents or indeed all parties given what has gone on in your transaction as of today.
As someone not used to conveyancing in Eden Park what is the number one tip you can give me for the home moving process in Eden Park
Not many law firms or advisers will tell you this but conveyancing in Eden Park and elsewhere in South East London is an adversarial experience. In other words, when it comes to conveyancing there exists lots of room for friction between you and other parties involved in the transaction. For example, the seller, property agent and sometimes the lender. Choosing a solicitor for your conveyancing in Eden Park an important selection as your conveyancer is your adviser, and is the ONLY person in the legal process whose role it is to protect your legal interests and to protect you.
There is a definite ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. We recommend that you should always trust your conveyancer ahead of all other parties when it comes to the legal assignment of property.
The Eden Park conveyancing lawyers that just started acting on my purchase in Eden Park have without warning closed. I chose them because I had to have a firm on the Nationwide conveyancing panel and my preferred Eden Park lawyer was not. I paid them money on account. What do I do now?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Nationwide conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist.
I am planning to move house in January. Will my conveyancing solicitor call the removal company on the completion day. On a separate note, can you put forward a removal company in Eden Park. Conveyancing solicitor was chosen before I stumbled across your site.
On the day of completion you can collect the keys from your selling agent however this can only occur after the vendors lawyers inform the agent that the monies to complete are in and the keys can be released. You can tell the removal men that you are ready to move in. We are not in a position to suggest a particular removal organisation but can assist you in finding a conveyancing in Eden Park or a legal practice that specialises in conveyancing in Eden Park.
We are getting a further advance on our mortgage from Lloyds as we want to carry out alterations to our house in Eden Park. Do we need to choose a bricks and mortar Eden Park solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds would not normally appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds conveyancing panel.
I have decided to exercise my right to buy my property in Eden Park off the council. I have a mortgage agreed with Lloyds. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
Should our conveyancer be raising enquiries about flooding during the conveyancing in Eden Park.
Flooding is a growing risk for solicitors conducting conveyancing in Eden Park. There are those who acquire a house in Eden Park, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Lawyers are not best placed to impart advice on flood risk, however there are a numerous checks that may be carried out by the buyer or by their conveyancers which can figure out the risks in Eden Park. The standard property information forms supplied to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a standard question of the owner to determine whether the premises has suffered from flooding. In the event that flooding has previously occurred and is not notified by the seller, then a purchaser could issue a compensation claim resulting from an misleading response. A buyer’s conveyancers may also carry out an enviro report. This should disclose whether there is a recorded flood risk. If so, further inquiries will need to be made.
Am I better off to appoint a Eden Park conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can handle the legal work but his firm is located approximately 350miles drive away.
The primary upside of using a high street Eden Park conveyancing firm is that you can visit the firm to sign documents, deliver your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and in the main were content that should outweigh using an unfamiliar Eden Park conveyancing solicitor just because they are based in the area.