Due to move into my new home in Eden Park next Thursday. My property lawyer now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the lender. What does the insurance need to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not specific to conveyancing in Eden Park.
It is a dozen years since I bought my home in Eden Park. Conveyancing solicitors have recently been retained on the sale but I am unable to locate the deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a chance that the deeds will be kept by your lender or they could be in the possession of the lawyers who oversaw the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Eden Park relates to registered property but in the unlikely event that your home is not registered it is more problematic but is resolvable.
I am due to move home in February. Will my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you put forward a removal company in Eden Park. Conveyancing solicitor was organised prior to coming across your site.
On the afternoon of completion you can collect the keys from your property agent but this can only occur once the vendors solicitors inform the agent that the monies to complete are in and the keys can be given over. After that you can inform the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal organisation but can assist you in locating a conveyancing in Eden Park or a firm that specialises in conveyancing in Eden Park.
My wife and I have organised a further advance on our home loan from RBS as we intend to conduct renovations to our home in Eden Park. Are we obliged to select a nearby Eden Park solicitor on the RBS conveyancing panel to deal with the paperwork?
RBS don't usually appoint a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS conveyancing panel.
I am currently in the process of buying my council flat in Eden Park. I have a mortgage agreed with Lloyds. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who did the conveyancing in Eden Park 10 years ago no longer exist. What do I do?
Gone are the days when you need to hold title original deeds to establish that you own the land or property, given that the Land Registry have everything they need in a digital format.
About to purchase a new build flat in Eden Park. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Eden Park
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Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are surveyor prepared. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I need to instruct a conveyancing practitioner in Eden Park for my home move. Is it possible to see a firm’s record with the profession’s regulator?
Anyone can read published Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator may monitor call for training reasons.