The Chorley & District Building Society Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by The Chorley & District Building Society and to assist in remaining on the The Chorley & District Building Society Solicitor Panel.

The Chorley & District Building Society Solicitor Panel Assistance:

What are the The Chorley & District Building Society conveyancing panel criteria?
Unlike the CML the Building Society Mortgage Instructions deal with this. Section A.12 states ‘In order to act on our behalf your firm or company must be a member of our conveyancing panel provided we are a society that operates one – see specific requirements for details of our arrangements. The Special Requirements state:

No set panel but any firm wanting to act for CDBS must meet the specific requirements set out below.

Specific Requirements

1. Law Society or CLC member

2. Minimum of 2 partners or directors

You must also comply with the terms and conditions of your The Chorley & District Building Society solicitor panel appointment.

Given my firm’s membership on the The Chorley & District Building Society conveyancing panel how long am I obliged to archive the complete conveyancing file?
The BSA Mortgage Instructions state that the firm must keep the file for a minimum six years from the date of the mortgage. Data imaging is normally suitable compliance with this requirement. As a firm on the The Chorley & District Building Society conveyancing panel you must allow The Chorley & District Building Society to conduct such reasonable audit of your information security measures as The Chorley & District Building Society or their agents may to ensure your compliance with your file retention obligations.
What sort of information are Lenders such as The Chorley & District Building Society are asking for when it comes to applying to be on their approved conveyancing panel?
Criteria differ from lender to lender. We do not hold specific requirements relating to the questions raised as part of the application to be on the The Chorley & District Building Society conveyancing panel. Typically lenders need to have full knowledge of a firm including (but not limited to):
  • Solicitor client account(s) details
  • Whether the firm has ever knowingly accepted instructions on transactions involving Sale and Rent Back, Back to Back, Exchange and Delayed Completion and Lease Option, Below Market Value.
  • Whether the firm is able to operate in other jurisdictions
  • List of all solicitors within firm
  • Full career history for each licensed conveyancer including registration date with Council of Licensed Conveyancers
  • The percentage of the firm’s business which is conveyancing broken down into sale
  • List of all those who can sign off the Certificate Of Title
  • List of all those who fund the firm, including non-lawyers if applicable
  • Full career history for each solicitor including admission date to the relevant Law Society
Are there conditions,outside the BSA Mortgage Instructions, that a firm should be aware of when on the The Chorley & District Building Society conveyancing panel?
In order to be on the The Chorley & District Building Society conveyancing panel solicitors have to complete an application form and agree Terms and Conditions. A sample of 5 conditions that we see amongst many lenders Terms (but not necessarily The Chorley & District Building Society) are as follows:
  • You have the consent of all borrowers to apply for the deeds, before making any request for deeds. We will accept your request for deeds on the understanding that you have obtained such consent. If this is not the case then you should advise our Deeds Services Department in writing when you make your request
  • If you are a sole practitioner, to arrange for appropriate locum cover from our panel where necessary. Your locum must be a member of the Conveyancing panel.
  • To keep us informed of the reasons for any delay in your being able to send the title deeds and documents we require to us within 3 months of completion or evidence of proof of registration within that period. (We will send reminders if the deeds have not been received but will not acknowledge receipt of deeds.)
  • To quote on all communications with us relating to registration issues, whether by telephone or in writing, the panel number that we provide for each practising address and the mortgage account or application number for the mortgage concerned.
  • To carry out our instructions with reasonable care and skill, ensuring that all employees carrying out mortgage work on our behalf are qualified and competent to do so
Who do building societies allow to be on their approved solicitor panel?
In the same way that there is a unique The Chorley & District Building Society conveyancing panel most building societies, operate a conveyancing panel for solicitors and other conveyancers that the lender will instruct. Terms and Conditions and criteria for inclusion on a building society conveyancing panel vary from lender-to-lender. Having CQS accreditation may be a requirement.

Institutional lenders, such as a building society, is a client and is entitled to instruct the solicitor or conveyancer of its choosing (who, in turn, is free to accept or refuse instructions). Therefore, if lender and borrower cannot agree which solicitor or conveyancer should represent them jointly, they would usually proceed on a separate representation basis.

My firm is on the The Chorley & District Building Society conveyancing panel. I am dealing with The Chorley & District Building Society mortgage on a purchase. My borrower client is asking not to disclose an issue to The Chorley & District Building Society. What do I do in this conflict situation?
When a solicitor is acting for both The Chorley & District Building Society and borrower there is potential for conflicts to arise. You owe duties to both clients. All information received by you from your client is confidential and cannot be disclosed without the client’s consent.

In your situation, if the purchaser will not consent to the information being passed on to the lender, the solicitor must cease to act for The Chorley & District Building Society and it may well be prudent for you to cease to act for the purchaser as well. You must not inform The Chorley & District Building Society of the reason for termination of the retainer over and above the fact that a conflict has arisen. The fact that you can no longer act should alert even the most somnambulistic of lenders that something is wrong with the borrower and/or purchase. The fact that you have disinstructed yourself should not affect your The Chorley & District Building Society conveyancing panel status.

Can the BSA help me join the The Chorley & District Building Society conveyancing panel?
The BSA has no role in influencing what conveyancers The Chorley & District Building Society instructs. If you want to be admitted onto The Chorley & District Building Society conveyancing panel you should contact The Chorley & District Building Society directly.
What lender panels do you receive the most questions about?
BSA lenders do not come within the top 20 lenders in terms of frequency of questions. The most popular lender panels in terms of questions are as follows:

Find a Lawyer on the The Chorley & District Building Society Solicitor Panel

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Average number of days to register title including a charge in favour of The Chorley & District Building Society
This information relates to purchase only and not remortgages.
YearDays*
2026 [no data]
2025 [no data]
2024 [no data]
2023 [no data]
2022 [no data]
2021 [no data]
* Data aggregated from sources including COMPLETIONmonitor