The Chorley & District Building Society Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by The Chorley & District Building Society and to assist in remaining on the The Chorley & District Building Society Solicitor Panel.

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The Chorley & District Building Society Solicitor Panel Information:

What are the The Chorley & District Building Society conveyancing panel arrangements?

Unlike the CML the Building Society Mortgage Instructions deal with this. Section A.12 states ‘In order to act on our behalf your firm or company must be a member of our conveyancing panel provided we are a society that operates one – see specific requirements for details of our arrangements. The Special Requirements state:

No set panel but any firm wanting to act for CDBS must meet the specific requirements set out below.

Specific Requirements

1. Law Society or CLC member

2. Minimum of 2 partners or directors

You must also comply with the terms and conditions of your The Chorley & District Building Society solicitor panel appointment.

Are The Chorley & District Building Society Conveyancing panel solicitors exposed to the possibility of the society altering or retracting the mortgage?

The Chorley & District Building Society ‘s answer to this question can be found at section B.3 of their BSA specific requirements which states:

Any incentive, or third party involvement, of which we were previously unaware. Any material change in borrower’s circumstance between offer and completion

Does the fact that my practice receives LENDERmonitor Alerts assist in my application to join the The Chorley & District Building Society conveyancing panel?

The requirements to join the The Chorley & District Building Society conveyancing panel is likely to be fairly detailed and is unlikely to include signing up to LENDERmonitor alerts.

I am hearing that agents are using online checkers to see if a firm is on a lender panel. Why?

The fact of the matter is that estate agents are suffering if their clients start out on the buying process using a solicitor who is not on the panel with the purchaser’s chosen lender. Many conveyancing firms are only discovering when they begin working on a case that they are no longer able to work with that lender. Given the inevitable resultant delays in the transaction the chances of an abortive deal increases dramatically. in the circumstances there is understandable anguish on the part of the estate agent as a result of the lost time should the client have to change solicitors lawyers.

Are there conditions, outside the BSA Mortgage Instructions, that a firm should be aware of when on the The Chorley & District Building Society conveyancing panel?

In order to be on the The Chorley & District Building Society conveyancing panel solicitors have to complete an application form and agree Terms and Conditions. A sample of 5 conditions that we see amongst many lenders Terms (but not necessarily The Chorley & District Building Society) are as follows:

To carry out our instructions with reasonable care and skill, ensuring that all employees carrying out mortgage work on our behalf are qualified and competent to do so
To keep us informed of the reasons for any delay in your being able to send the title deeds and documents we require to us within 3 months of completion or evidence of proof of registration within that period. (We will send reminders if the deeds have not been received but will not acknowledge receipt of deeds.)
That any deeds you borrow from us in connection with the personal mortgage of a partner or director at your firm must be requested by a partner or director other than the partner or director concerned and the transaction must be handled by that other partner or director. If you are a sole practitioner and require the loan of deeds in connection with your own mortgage, you must nominate a different firm on our panel to request the deeds and handle the transaction.
To quote on all communications with us relating to registration issues, whether by telephone or in writing, the panel number that we provide for each practising address and the mortgage account or application number for the mortgage concerned.
If you are a sole practitioner, to arrange for appropriate locum cover from our panel where necessary. Your locum must be a member of the Conveyancing panel.

What type of firms do building societies allow to be on their approved solicitor panel?

In the same way that there is a unique The Chorley & District Building Society conveyancing panel most building societies, operate a conveyancing panel for solicitors and other conveyancers that the lender will instruct. Terms and Conditions and criteria for inclusion on a building society conveyancing panel vary from lender-to-lender. Having CQS accreditation may be a requirement.

Institutional lenders, such as a building society, is a client and is entitled to instruct the solicitor or conveyancer of its choosing (who, in turn, is free to accept or refuse instructions). Therefore, if lender and borrower cannot agree which solicitor or conveyancer should represent them jointly, they would usually proceed on a separate representation basis.

I recently attended a seminar arranged via my PI broker where it was mentioned that solicitors are being sued for non-compliance with BSA Mortgage Instructions. I am on the The Chorley & District Building Society conveyancing panel. Can you tell me how many Specific Requirement changes took place by The Chorley & District Building Society during 2013?

During this period 15 sections of the BSA Mortgage Instructions were changed by The Chorley & District Building Society. Some changes are more important than others but as a firm on the The Chorley & District Building Society conveyancing panel you are of course obliged to comply with individual lender requirements. Locktons have recently pointed out in an article that non-compliance with lender requirements account for a number of high value claims, and it is therefore important to be aware of any particularly onerous terms that an individual lender may impose.

Remember: BSA requirements are not guidelines; they are the lender client’s instructions.

What lender panels do you receive the most questions about?

BSA lenders do not come within the top 20 lenders in terms of frequency of questions. The most popular lender panels in terms of questions are as follows:

Find a Lawyer on the The Chorley & District Building Society Solicitor Panel

Average number of days to register title including a charge in favour of The Chorley & District Building Society

This information relates to purchase only and not remortgages.

Year	Days*
2026	[no data]
2025	[no data]
2024	[no data]
2023	[no data]
2022	[no data]
2021	[no data]

* Data aggregated from sources including COMPLETIONmonitor

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