My bank has recommended solicitors on their panel based in Ham but I would rather use a conveyancing lawyer in Ham or nearer to where I live. Can you help?
Far from all Ham conveyancing practitioners are on all lender’s conveyancing panel. Please make the most of our find an approved solicitor tool to find a Ham conveyancing solicitor on the on the bank panel.
What will a local search reveal regarding the property I am buying in Ham?
Ham conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search is essential in every Ham conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
The deeds to our house are lost. The lawyers who dealt with the conveyancing in Ham 5 years ago no longer exist. What are my options?
Gone are the days when you need to have the physical original deeds to establish that you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.
I decided to have a survey completed on a house in Ham before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some lenders may not give a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ham to see if the conveyancing will be more expensive.
I've found a house that appears to meet my requirements, at a great price which is making it all the more appealing. I have subsequently been informed that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Ham. Conveyancing solicitors have are soon to be instructed. Will they explain the issues?
Most houses in Ham are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are buying in Ham so you should seriously consider looking for a Ham conveyancing solicitor and be sure that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’sconsent to carry out changes to the property. You may also be required to pay a service charge towards the maintenance of the communal areas where the house is part of an estate. Your solicitor will report to you on the legal implications.
I have tried to negotiate informally with with my landlord for a lease extension without success. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Ham conveyancing firm to represent me?
Most definitely. We can put you in touch with a Ham conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Ham premises is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case was in relation to 1 flat.
Are all Ham solicitors on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can go into your local bank branch in Ham. the probability is that they will be in a position to list some reputable conveyancing solicitors in Ham