Me and my partner are buying a flat in Pontprennau. My Solicitor is not on the mortgage company conveyancing panel. Is it possible for me to retain my Pontprennau conveyancing solicitor notwithstanding that they are excluded from the lender approved list?
Your options include
- Carry on with your preferred Pontprennau solicitor but your mortgage company will undoubtedly retain a solicitor on their conveyancing panel. The net result is additional charges together with likely frustration.
- Appoint a new solicitor to act in the purchase, making sure they are on the bank conveyancing panel.
- Appeal to your lawyer to apply to join the bank panel
I own a freehold property in Pontprennau yet charged rent, why is this and what is this?
It’s unusual for properties in Pontprennau and has limited impact for conveyancing in Pontprennau but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
Is there a search tool that I can utilise to discover of the solicitor conducting my conveyancing in Pontprennau is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Barclays thus paying £192.00 in another set of legal bill.
Please do make the most of the find a lender approved solicitor tool on this site. Pick the mortgage company and type ‘Pontprennau’ or your location and you will discover numerous conveyancers located in Pontprennau or nearest you.
I need some quick conveyancing in Pontprennau as I am under a deadline to complete inside 3 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
If.Given you are are a cash buyer you are at free not to do searches although no solicitor would advise that you don't. Drawing on years of experience of conveyancing in Pontprennau the following are instances of issues that can be revealed and adversely affect the marketability of the property: Refused Planning Applications, Outstanding Charges, Overdue Grants, Road Schemes,...
I used Action Conveyancing a few years past for my conveyancing in Pontprennau. I now require my file however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Pontprennau of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the encouragement of my in-laws I had a survey completed on a property in Pontprennau before retaining conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will not issue a loan on this type of property.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Pontprennau. Conveyancing will be smoother if you use a solicitor in Pontprennau especially if they are accustomed to such properties in Pontprennau.