I am helping my mother sell her flat in Totland. Will the conveyancing solicitor arrange an energy performance certificate or it is for me to coordinate?
Following the demise of Home Information Packs, EPC’s was left as a required part of moving property. An energy assessment must be commissioned in advance of the property being placed on the market. This is not something that solicitors normally organise. If you are instructing a Totland conveyancing solicitor they may help arrange energy performance certificates given their contacts with long established local energy assessors
I was told four weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Totland is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
After what feels like an age I have had an offer on a maisonette in Totland accepted, the sellers do however have a connected purchase. The owners have put an offer on on an apartment, however it’s not been accepted yet, and are looking at other properties booked. I have instructed a bricks and mortar conveyancing solicitor in Totland. What do I do now? When should I get the mortgage application with Santander started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of £1k, then survey, Totland conveyancing search fees, etc). The first thing to do is ensure that your solicitor is on the Santander conveyancing panel. Concerning the subsequent phase this very much depends on the circumstances of your case, desire for the property and on the state of the market. In a buoyant market many home buyers will apply for the mortgage with Santander and pay for the valuation and only if it was satisfactory would they ask their solicitor to move forward with the conveyancing in Totland.
I have justfound out that Wolstenholmes have closed. They carried out my conveyancing in Totland for a purchase of a leasehold apartment 10 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Totland conveyancing specialists.
How does conveyancing in Totland differ for new build properties?
Most buyers of new build premises in Totland contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is built. This is because new home sellers in Totland tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Totland or who has acted in the same development.
As co-executor for the will of my uncle I am selling a house in Newport but I am based in Totland. My lawyer (who is 200 kilometers from meneeds me to sign a statutory declaration before completion. Could you suggest a conveyancing practitioner in Totland who can attest and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Totland based
Can you provide any advice for leasehold conveyancing in Totland from the point of view of speeding up the sale process?
- Much of the frustration in leasehold conveyancing in Totland can be bypassed if you instruct lawyers the minute your agents start advertising the property and ask them to collate the leasehold documentation which will be required by the purchasers’ conveyancers. In the event that you altered the property did you need the Landlord’s approval? In particular have you laid down wooden flooring? Most leases in Totland state that internal structural changes or installing wooden flooring require a licence issued by the Landlord approving such changes. If you fail to have the consents to hand do not contact the landlord without checking with your solicitor in advance. You may think that you are aware of the number of years remaining on your lease but it would be advisable verify this by asking your solicitors. A purchaser's conveyancer will be unlikely to recommend their client to to exchange contracts if the remaining number of years is less than 80 years. In the circumstances it is important at an early stage that you identify whether the lease term requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. If you hold a share in a the Management Company, you should ensure that you hold the original share certificate. Obtaining a duplicate share certificate is often a lengthy process and frustrates many a Totland home move. If a duplicate share is required, do contact the company officers or managing agents (if relevant) for this sooner rather than later.
Totland Leasehold Conveyancing - Sample of Questions you should ask Prior to Purchasing
-
Does the lease have onerous restrictions? Is there a share of the freehold? Are there any major works anticipated that could increase the service charges?
How diverse are the property law services that Totland conveyancing practices provide?
The majority of Totland conveyancing firms will carry out a wide spectrum of legal advice to home and land owners, vendors, buyers, landlords and tenants such as:
-
Property sale conveyancing in Totland or nationwide
Property purchase conveyancing in Totland and further afield
New Build Full and Part Exchange Staircasing i.e. buying extra shares of a property that has been purchased through a shared ownership scheme Leasehold conveyancing sales and purchases Resolving boundary disputes between neighbours