Having sold my house in Ascot last September but the buyer keeps calling daily complaining that her conveyancer needs to hear from mine. What are the post completion sale formalities now that I have sold?
After completion of your house sale your conveyancer should send the transfer deeds and all additional paperwork to the buyer’s solicitors. Where relevant, your conveyancer must also send confirmation that the home loan has been repaid to the buyers conveyancers. There are no post completion procedures peculiar conveyancing in Ascot.
The mortgage over my property is with Lloyds for my property in Ascot. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Lloyds?
Lloyds must be informed of your intention in advance of letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel solicitor.
The formalities of my remortgage has taken place for my property in Ascot. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
My offer was accepted on a house in Ascot on 1/4/2025, valuation was booked 3 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Arc property Solicitors several years past for my conveyancing in Ascot. Now, I need the files but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ascot of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a flat up to £235,500 and identified one close by in Ascot I like with a park and transport links nearby, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Ascot in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a home loan that many years may be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
As co-executor for the will of my grandfather I am disposing of a property in Newport but I am based in Ascot. My conveyancer (who is 250 kilometers from mehas requested that I sign a stat dec prior to completion. Can you recommend a conveyancing practitioner in Ascot to witness this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Ascot based
What type of premises does your Ascot conveyancing quotes relate to?
The quotes provided are only applicable to standard residential property in England & Wales. Should you have any different needs for example industrial or agricultural land or commercial conveyancing in Ascot you should contact us to discuss this further .