We are about to exchange contracts for a ground floor flat in Windlesham. We encountered a problem. Our loan offer with National Westminster Bank expires on 15/7/2025 but the owners are insisting on a completion date of 17/7/2025. Can one extend the mortgage expiry date?
The person best placed to deal with your question is your lawyer who will hopefully calculate whether they better off negotiating with the mortgage company, seller’s lawyers, selling agents or conceivably all parties given the history of your transaction as of today.
I require fast conveyancing in Windlesham as I have a deadline to sign on the dotted line within one month. Luckily I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Windlesham the following are examples of issues that can be revealed and therefore affect future saleability: Enforcement Actions, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a quick, no chain conveyancing. Windlesham is where the house is located. Can you shed any light on this issue?
Flying freeholds in Windlesham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Windlesham you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Windlesham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help search for a Windlesham solicitor on the Nationwide Building Society conveyancing panel? I have a car and am willing to travel upto 25miles to meet the lawyer.
Feel free to make use of the search on this page. Please select a lender and your location and you will see a number of Windlesham conveyancing lawyers located nearest you. We have detailed some Windlesham conveyancing firms at the bottom of this page and you can contact them to verify if they are on the Nationwide Building Society panel
I am hoping to put an offer on a small detached house that appears to be perfect, at a reasonable price which is making it more attractive. I have since been informed that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Windlesham. Conveyancing advisers have are soon to be appointed. Will they explain the issues?
Most houses in Windlesham are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. It is clear that you are buying in Windlesham in which case you should be shopping around for a Windlesham conveyancing solicitor and be sure that they have experience in advising on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want with the house. The lease will likely included provisions such as obtaining the landlord’spermission to carry out alterations. It may be necessary to pay a maintenance charge towards the maintenance of the estate where the property is part of an estate. Your conveyancer will advise you fully on all the issues.
I own a garden flat in Windlesham, conveyancing formalities finalised August 2008. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Windlesham with a long lease are worth £195,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease comes to an end on 21st October 2089
With 64 years unexpired the likely cost is going to span between £14,300 and £16,400 plus costs.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.
What type of property do your Windlesham conveyancing quotes apply to?
Our conveyancing quotes are only relevant to standard domestic premises in England & Wales. Where you have any different requirements such as industrial or agricultural property or commercial conveyancing in Windlesham you should telephone us to discuss your requirements .