Would the conveyancing lawyers that you recommend handle attended exchange conveyancing in Windlesham?
We do have a number of conveyancing specialists who can conduct attended exchanges. Please call us to receive a fee calculation and details as to dates.
My uncle advised me that in purchasing a property in Windlesham there may be various restrictions preventing external changes to the property. Is this right?
There are anumerous of properties in Windlesham which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Windlesham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My fiancee and I are in the process of viewing houses in Windlesham and I am about to put in an offer. Should I already have a solicitor appointed at this stage? I will be getting a home loan with Bank of Ireland.
It would be wise to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are obtaining a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.
The formalities of my remortgage has taken place for my property in Windlesham. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am close to exchanging contracts on the sale of our house in Windlesham and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Windlesham conveyancer would know that there is no such problem. It does beg the question why the buyers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Windlesham. Having lived in Windlesham for many years we know of no issue. Should we get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Are there restrictive covenants that are commonly picked up during conveyancing in Windlesham?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Windlesham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing my first flat in Windlesham with the aid of help to buy. The developers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my conveyancer about this deal as it would put at risk my loan with The Royal Bank of Scotland. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am buying a ground floor flat in Windlesham. Conveyancing solicitor has been waiting for, from the owner, building insurance schedule. Earlier today I was advised that the seller needs to forward the insurance paperwork for the flat above also. Why does my lawyer want to review the insurance for the other flat? Is it really necessary? We have been stalled for the last fortnight…
It is not impossible in leasehold conveyancing in Windlesham to discover Conveyancing in Windlesham in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the freeholder insuring the entire block - which is definitely better. You should check with your conveyancer but it would appear that your lawyer is attempting to establish that the complete building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be reinstated as a result of lack of insurance.