Would the conveyancing solicitors listed on your site execute attended exchange conveyancing in Camberley?
We do have a number of conveyancing experts carrying out 24hr exchanges. You should e-mail us to receive a conveyancing quote and details as to availability.
I purchased a freehold premises in Camberley but still pay rent, why is this and what is this?
It is rare for properties in Camberley and has limited impact for conveyancing in Camberley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.
My bid for a property was accepted at auction in Camberley. Conveyancing is required. What is next?
Given that you are now exchanged you now have to retain a conveyancing solicitor as a matter of urgency as you are facing a pending a fixed date to complete the purchase. An auction property should have an associated auction set of papers. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You need to hand this to the conveyancer instructed by you as soon as possible. You also need to ensure that your finances are organised to complete the transaction on the set completion date.
We are buying a victorian detached house in Camberley. The intention is to carry out an extension to the side at the house.Will legal conveyancing on the property involve enquiries to determine if these alterations were previously refused?
Your solicitor should check the registered title as conveyancing in Camberley will sometimes identify restrictions in the title deeds which restrict categories of alterations or necessitated the permission of a 3rd party. Some works call for local authority planning permissions and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I am currently in the process of buying my council flat in Camberley. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
I'm purchasing a new build house in Camberley benefiting from help to buy. The developers would not budge the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not disclose to my solicitor about this extras as it will put at risk my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey completed on a house in Camberley ahead of appointing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some banks tend refuse to give a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Camberley. Conveyancing will be smoother if you use a solicitor in Camberley especially if they are accustomed to such properties in Camberley.
I am contemplating using an online lawyer ahead of a Camberley conveyancing practice. Any advice?
Advantages do exist in being able to visit a local Camberley conveyancing solicitor such as
- signing documents and and when necessary
- getting one on one explanations of things you don't understand
- the ability to complain if matters are not going as expected
When checking fees, look out for hidden extras. Most decent Camberley high street solicitors give an all-inclusive price. Often online companies seem to offer low cost prices, but have hidden 'extras' in the small print.