I'm in the process of transferring my current residential loan to a BTL Yorkshire Building Society mortgage. The bank has said that I must appoint a conveyancer as part of the process. I spoke to my previous Chobham conveyancing solicitor who acted on my behalf when I first purchased the property. The fee calculation supplied of £450 plus VAT has taken me by surprise as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The charges are a little high. Where you are willing to invest time comparing charges you could shave off some of the expense by perhaps £100 plus VAT. On the other hand, if you were pleased with the assistance the firm provided you maycome to rue choosing an an untested solicitor. Don't forget to enquire the solicitor can act for Yorkshire Building Society. Do employ our search tool to locate a Chobham conveyancing firm on the Yorkshire Building Society member panel, which can often include conveyancing solicitors in Chobham.
What is your number one tip for choosing a conveyancing solicitor in Chobham
We would encourage you not to base your choice on the lowest Chobham conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Chobham?
There are two types of lawyers who can carry out conveyancing in Chobham namely CLC regulated conveyancers or solicitors. Both professionals handle the legal services that you need to complete the sale or purchase of property. They are both required to execute Chobham conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that all requirements and steps should be correctly adhered to.
Completion of my remortgage has taken place for my property in Chobham. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I have been told that property searches are a common reason for hinderance in Chobham house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances during the legal transfer of property. Local searches are not likely to be the root cause of slowing down conveyancing in Chobham.
Me and my brother purchased a renovated Edwardian property in Chobham. Conveyancing solicitor acted for me and Santander. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the exact same address. Is it worth asking Santander to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chobham and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing practitioner who carried out the work.
How do I search for a Chobham law firm on the Norwich and Peterborough Building Society conveyancing panel? I have wheels and am happy to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please select a lender and your location and you will see a number of Chobham conveyancing lawyers based on proximity. We have detailed some Chobham conveyancing firms towards the end of this page and you can contact them to see whether they are on the Norwich and Peterborough Building Society approved list
What advice can you give us when it comes to appointing a Chobham conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a property lawyer for lease extension works (regardless if they are a Chobham conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with several firms including non Chobham conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be of use:
-
What are the charges for lease extension conveyancing? If they are not ALEP accredited then why not?
I am the registered owner of a 1st floor flat in Chobham, conveyancing formalities finalised May 2010. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Chobham with an extended lease are worth £206,000. The ground rent is £45 charged once a year. The lease terminates on 21st October 2091
With just 65 years left to run we estimate the premium for your lease extension to be between £13,300 and £15,400 as well as costs.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.