My fiance and I are hoping to acquire a home in Chobham and are in fact using a Chobham conveyancing firm. Within the past 48 hours our solicitor has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Virgin Money have this morning contacted us to advise us that they have now hit a problem as our Chobham conveyancer is not on their approved list of lawyers. What do we do from here?
If you are buying a property with the assistance of a mortgage it is usual for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Chobham lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.
What is the difference between a licensed conveyancer and conveyancing solicitor in Chobham
Two types of professional can execute conveyancing in Chobham namely licenced conveyancers or solicitors. Both professionals provide the legal services that required to complete the disposal or acquisition of property. Both are required to perform Chobham conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be professionally conducted and that the necessary steps will be correctly taken.
We are due to move home in June. Will my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you recommend a removal company in Chobham. Conveyancing solicitor was found before I stumbled across this website.
On the afternoon of completion you can collect the keys from your estate agent however this can only occur when the sellers conveyancers confirm to the agent that the monies to complete are in and the keys can be handed over. You should inform the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can assist you in locating a residential property solicitor in Chobham or a legal practice that specialises in conveyancing in Chobham.
After shopping around on the internet I have found a Chobham conveyancer having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Chobham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Various internet forums that I have visited warn that are a common reason for delay in Chobham house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Chobham.
What is different about your site and other web based conveyancing solicitors when it comes to conveyancing in Chobham?
At this site receive an accurate quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Chobham. Unlike many estate agents and many comparison sites we do not operate kick-back arrangements with solicitors. A large number of agents and online brokers 'recommend' solicitors who pay the highest kickback, not the best value conveyancing in Chobham
I am hoping to complete next month on a studio apartment in Chobham. Conveyancing lawyers inform me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Chobham should include some of the following:
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Repair and maintenance of the flat Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Defining your rights in respect of the communal areas in the building.By way of example, does the lease permit a right of way over an accessway or staircase? The total ownership of the premises. This could be the property itself but might include a loft or cellar if appropriate.
Chobham Leasehold Conveyancing - A selection of Queries before Purchasing
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Best to be warned whether changing the roof or some other major work is anticipated that will be shared amongst the leaseholders and may well materially increase the the service fees or necessitate a one off payment. Who manages the building? Does the lease contain onerous restrictions?
I have just discovered that one of the directors of the conveyancing practice handling the purchase conveyancing in Chobham is is the father of the owners that we are buying from. Is this allowed?
Provided there is no conflict of interest this should be fine. If you are obtaining mortgage finance then the lender may have a say as many banks have specific instructions concerning this. For example for RBS- First Active as of 7/4/2026, the requirements read as follows :