My mortgage company has suggested solicitors on their panel based in Sunningdale but I would rather use a conveyancing lawyer in Sunningdale or nearer to where I live. Are you able to help?
Far from all Sunningdale conveyancing practices are on all lender’s conveyancing panel. Use our find an approved solicitor tool to locate a Sunningdale conveyancing solicitor on the on the mortgage company panel.
What is the difference between a licensed conveyancer and conveyancing solicitor in Sunningdale
There are two types of lawyers who can carry out conveyancing in Sunningdale namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that you need to complete the disposal or purchase of property. Both are obliged to handle Sunningdale conveyancing to the same quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly conducted and that all requisite steps should be suitably followed.
When it comes to mortgage companies such as TSB, do Sunningdale conveyancing practitioners incur an annual charge to be on the list of approved solicitors?
We are not aware of any bank fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Sunningdale conveyancer on the Aldermore panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Sunningdale is the location of the property. Can you shed any light on this issue?
Flying freeholds in Sunningdale are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Sunningdale you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sunningdale may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What makes your site different to alternative online quote calculators for conveyancing in Sunningdale?
At this site receive an accurate quote via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Sunningdale. As opposed to estate agents and many comparison sites we do not have kick-back deals with solicitors. Many agents and online brokers 'recommend' solicitors paying the highest kickback, not the best value conveyancing in Sunningdale
I need to retain a conveyancing solicitor for my conveyancing in Sunningdale. I have land on a site which seems to have the perfect answer If it is possible to get all the legals done via phone that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Last September I purchased a leasehold house in Sunningdale. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a studio flat in Sunningdale, conveyancing was carried out half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding properties in Sunningdale with an extended lease are worth £180,000. The ground rent is £65 invoiced every year. The lease ends on 21st October 2085
With only 59 years unexpired the likely cost is going to be between £20,900 and £24,200 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.