Forgive me if this question is silly but I am unexperienced as a first time buyer of a ground floor flat in Windsor. Do I receive the keys to the premises on the completion date from my solicitor? If so, I will use a local conveyancing solicitor in Windsor?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you should be able to pick up the keys from the selling Agents and start moving into the property. Usually this occurs early afternoon.
Are all Windsor Conveyancing Quality Solicitors on the Kent Reliance conveyancing panel?
A selection of banks and building societies now use CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
When it comes to mortgage companies such as Aldermore, do Windsor property lawyers have to pay an annual charge to be on the conveyancing panel?
We are unaware of any lender fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I have justdiscovered that Wolstenholmes have closed. They conducted my conveyancing in Windsor for a purchase of a freehold house 12 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Windsor conveyancing specialists.
I am buying a new build apartment in Windsor. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Windsor
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I decided to have a survey done on a property in Windsor ahead of instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies will not give a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Windsor. Conveyancing will be smoother if you use a solicitor in Windsor especially if they are acquainted with such properties in Windsor.
I'm remortgaging my primary property to a buy to let loan with Chelsea Building Society and I will use the ballance of the raised equity towards another property. The area we are talking about is Windsor. Will your lawyers be able to act for both sets of lenders and tie in the transactions?
Make use of our search tool on this site to be sure that the solicitors are approved by both mortgage companies. Having checked that they are the solicitor should be able to tie up the two conveyancing matters but you should talk with you solicitor and make clear your desired outcome and requirements.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.