It is 10 years ago since I purchased my property in Wirksworth. Conveyancing lawyers have just been instructed on the sale but I can't locate the title documents. Is this a major issue?
You need not be too concerned. First the deeds may be kept by the lender or they may be in the possession of the conveyancers who handled the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Wirksworth relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
We wanted to use a property lawyer in Wirksworth for our home move. Our financial adviser has since advised us that our bank Skipton Building Society won't deal with them. Surely this is unduly restrictive?
Before the recession most lenders had an appetite for risk which was higher than today. Almost all Wirksworth conveyancing firms would have been on most lender panels. The FSA in 2010 completed a thematic investigation into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more data from law firms about their operations and the individuals who work for them and establishing certain criteria such a completing on a minimum number of transactions. Many Wirksworth conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Wirksworth is one of the thousands of locations where the lawyers we recommend are are authorised to act for Skipton Building Society.
We are planning on selling our house in Wirksworth and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers used a nationwide conveyancing practice as opposed to a conveyancing solicitor in Wirksworth. We have lived in Wirksworth for 4 years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
3 months have elapsed since my purchase conveyancing in Wirksworth concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
As co-executor for the will of my grandfather I am selling a house in Cardiff but reside in Wirksworth. My lawyer (approximately 260 kilometers from meneeds me to sign a stat dec ahead of completion. Could you suggest a conveyancing lawyer in Wirksworth to witness and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are based in Wirksworth
Is it true that a Wirksworth conveyancing company has court proceedings brought against them by a client for failing to conduct the appropriate conveyancing searches?
Our attention has not be brought to such a Wirksworth conveyancing claim but it has been reported that, a couple purchasing a home elsewhere in England successfully sued their lawyer as a consequence of development permission to erect a wind farm failing to be picked up in conveyancing searches.
If you are thinking of buying a home in Wirksworth It is critical that your property lawyer conduct all Wirksworth conveyancing searches needed to ensure you have relevant and current information ahead of acquiring a home in Wirksworth.