I am assisting my sister sell her house in Fulwood. Does the conveyancer commission the energy assessment or it is for the owner to see to?
After the abolition of Home Information Packs, energy performance certificates was maintained a required part of moving property. An energy performance certificate should be commissioned in advance of the property being advertised. This is not as aspect of the sale process that lawyers ordinarily arrange. If you are instructing a Fulwood conveyancing solicitor they may be able to arrange energy assessments given their contacts with reputable local providers
I am selling my apartment. I had a double glazing fitted in January 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Virgin Money are being pedantic. The Fulwood solicitor who is on the Virgin Money conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Virgin Money are insisting on a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our offer on a house in Fulwood has been accepted, but there is a chain. The sellers have put an offer on a flat, however it’s not yet tied up, and have viewings of other properties booked. I have chosen a nearby conveyancing solicitor in Fulwood. What do I do now? When do I get the mortgage application with Nationwide going?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Fulwood conveyancing search costs, etc). The first thing to do is check that your lawyer is on the Nationwide conveyancing panel. Concerning the next steps this very much dictated by the uniqueness of your transaction, desire for this property and on the state of the market. During a buoyant market many buyers would apply for a home loan with Nationwide and arrange for the valuation and only if it comes back ok would they pay their conveyancing practitioner to press on with the conveyancing in Fulwood.
I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when acquiring a property in Fulwood? or I am told that there is an ancient law that could mean that homeowners living in a parish church boundary may be liable to contribute towards repairs towards the chancel within the church. Is this appropriate for conveyancing in Fulwood?
Unless a previous purchase of the house completed post 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Fulwood to remain recommending a chancel search and or insurance against a claim.
Me and my brother own a terraced Victorian house in Fulwood. Conveyancing solicitor represented me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fulwood and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing solicitor who conducted the conveyancing.
I opted to have a survey completed on a house in Fulwood prior to appointing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor has said that some lenders may refuse to give a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Fulwood. Conveyancing will be smoother if you use a solicitor in Fulwood especially if they regularly deal with such properties in Fulwood.
How do I search for a Fulwood law firm on the Skipton Building Society conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the tool on this page. Please pick a bank and your location and you will see a number of Fulwood conveyancing lawyers based on proximity. We have listed some Fulwood conveyancing firms towards the end of this page and you can call them to see whether they are on the Skipton Building Society panel
I need to find a conveyancing solicitor for purchase conveyancing in Fulwood. I've discover a web site which looks to be the perfect solution If it is possible to get all this stuff done via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?