It is is a decade since I bought my house in Fulwood. Conveyancing lawyers have recently been appointed on the sale but I can't find my deeds. Is this a problem?
You need not be too concerned. First there is a possibility that the deeds will be with the mortgage company or they may be in the possession of the lawyers who oversaw your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Fulwood relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
This question may be naive but I am unseasoned as FTB of a two bedroom flat in Fulwood. Do I pick up the keys to the premises on completion from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Fulwood?
On the day of completion you do not need to go to the conveyancers office in Fulwood. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s lawyers, and once they have received this, you will be called to receive the keys from the property Agents and move into your new home. This tends to happen early afternoon.
Planning on purchasing a apartment in Fulwood. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Fulwood property lawyer is on the HSBC conveyancing panel.
My offer was accepted on an apartment in Fulwood on 1/9/2025, valuation was booked 2 days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have justfound out that Wolstenholmes have been shut down. They conducted my conveyancing in Fulwood for a purchase of a freehold house 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Fulwood conveyancing specialists.
I am buying a new build apartment in Fulwood. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Fulwood
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Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Fulwood is the location of the property. What do you suggest?
Flying freeholds in Fulwood are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fulwood you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fulwood may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am a fortnight into a residential purchase having been directed to solicitors by the local agent to perform conveyancing in Fulwood. I am am extremely frustrated with the quality of service. Can you help me find new solicitors?
A lawyer would have to be really poor in order to consider changing them. Has your loan offer been sent? In the event that it has you need to inform them of the new contact details and have the offer are issued to the new lawyers. Your conveyancer needs to be on the lenders approved list to avoid supplemental costs and delays. That should be your starting point. The search tool should assist you in finding a lender approved solicitor for your home move in Fulwood