In what way does my ID and proof of funds have anything to do with my conveyancing in Derbyshire? What am I being asked for?
Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the ID of the potential client they are dealing with before they can accept their conveyancing retainer. The Client Care letter that you are required to sign should confirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to hand over ID verification documents, your solicitor can not take you on as a client.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Derbyshire. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/5/2025, the requirements read as follows :
What is your number one tip for choosing a conveyancing solicitor in Derbyshire
We would encourage you not to go for the lowest Derbyshire conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Is there a list of UBS panel solicitors in Derbyshire on the Building Society Association’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lenders make their panel listings visible over the internet. Where you are looking for a Derbyshire conveyancer on the UBS please use our facility.
I am buying a property in Derbyshire. One unusual aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Clydesdale your lawyer must comply with the formal requirements set out in Section two of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease does not comply with these specifications. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Derbyshire.
I am buying a new build flat in Derbyshire. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Derbyshire
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
Looking forward to exchange soon on a ground floor flat in Derbyshire. Conveyancing lawyers have said that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Derbyshire should include some of the following:
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Whether your lease has a provision for a sinking fund? Responsibility to repair and maintain the main walls and foundations. It is important that you know who is duty bound to repair and maintenance of all parts of the block and estate Details of the parties to the lease, for example these could be the (you), superior lessor, landlord You should be sent a copy of the lease
I inherited a garden flat in Derbyshire, conveyancing having been completed 4 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Derbyshire with a long lease are worth £180,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease terminates on 21st October 2083
With only 58 years remaining on your lease we estimate the price of your lease extension to be between £22,800 and £26,400 as well as legals.
The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.
I am hoping to buy a repossessed house in Derbyshire and the bank selling require completion within 28 days. Can a conveyancer complete in this timeframe? Am I best advised to instruct a high street Derbyshire firm or an online conveyancer that professes to offer speedy conveyancing?
Attend your Derbyshire shopping parade. Go in to two or three companies and request to talk to a conveyancing solicitor for an estimate. Set out your situation and seek assurances on deadlines. Choose the one that appears most genuine. Be sure to select a lawyer on the panel of lawyers acceptable to your lender.