We are about to sign contracts for a property in Dore. We encountered a snag. The loan offer with Skipton Building Society runs out on 30/11/2026 but the owners are suggesting a completion date of 2/12/2026. Is it possible to extend the mortgage expiry date?
The person best placed to deal with your concern is your lawyer who is in a position to assess if they better off negotiating with the mortgage broker, vendor’s conveyancers, estate agents or possibly all parties based on the circumstances your house move to date.
My lawyer in Dore is not on the Lloyds TSB Bank Solicitor Panel. Can I still use my prefered solicitor even though they are excluded from the Lloyds TSB Bank approved list?
Your options are as follows:
- Complete the purchase with your preferred Dore solicitors but Lloyds TSB Bank will need to use a conveyancer on their panel. This will result in additional total conveyancing fees and cause delays.
- Find a new solicitor to to deal with the conveyancing, obviously checking they are Lloyds TSB Bank approved.
- Persuade your Lloyds TSB Bank solicitor to attempt to join the Lloyds TSB Bank panel
My wife and I are purchasing a house in Dore. I might seem paranoid but how we can trust a solicitor? On completion day we will need to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am helping my sister sell her property in Dore. Will the conveyancer order an energy performance certificate or do I organise this?
After the abolition of HIPs, energy performance certificates was maintained a compulsory part of moving house. An energy performance certificate needs to be commissioned in advance of the property being advertised. It is not as aspect of the sale process that law firms normally arrange. If you are instructing a Dore conveyancing lawyer they may be willing to arrange energy assessments due to their relationships with long established Dore accredited person
I had a mortgage agreed in principle with Nationwide. Dore conveyancing solicitors were appointed. What is the average time that one could expect to receive a mortgage offer from Nationwide?
There is no definitive answer here. Have Nationwide completed the valuation? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I need some quick conveyancing in Dore as I have pressure to sign on the dotted line inside one month. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are not taking a home loan you are at liberty not to have searches conducted although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Dore the following are instances of what can crop up and adversely affect market value: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...
My husband and I are new on the property ladder - agreed a price, yet the agent has warned us that the vendor will only issue a contract if we instruct their chosen lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor who is familiar with conveyancing in Dore
We suspect that the seller is not behind this demand. If they want ‘a quick sale', turning down a serious purchaser is counter productive. Speak to the vendors direct and explain that (a)you are serious buyers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you are going to instruct your own,trusted Dore conveyancing firm - rather thanthe ones that will earn the negotiator at the agency a referral fee or hit his conveyancing thresholds pre-set by corporate headquarters.
Partway through the sale of a leasehold flat in Dore. Conveyancing solicitors are doing their job but we are being charged a fortune from the freeholder. To date we have forked out £275 for a leasehold management information and then another £134.40 for responses to queries supplied by the buyers lawyer.
Neither you or your property lawyer will have any say over the level of the fee for this information but the typical fee for the information for Dore leasehold premises is £360. When it comes to Dore conveyancing sales it is customary for the vendor to pay for these costs. The landlord or their agents are under no statutory obligation to address such questions although many will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no legislation that mandates set fees for administrative tasks. There is no set time frame by which they are required to supply answers.