My partner and I are acquiring a new build apartment in Comberton and my solicitor is informing me that she is duty bound to the bank to reveal incentives from the seller. I am nearing the developer’s deadline to sign contracts and I don't want to prolong the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Comberton. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/7/2026, the requirements read as follows :
What will a local search inform me concerning the property I am purchasing in Comberton?
Comberton conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for instance PSG The local search is essential in every Comberton conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
Due to the guidance of my in-laws I had a survey completed on a property in Comberton in advance of instructing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies will not give a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Comberton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Comberton to see if the conveyancing will be more expensive.
I am using a search engine for the term conveyancing in Comberton it shows results of many solicitorsin the area. How do I determine which is the right property lawyer for me?
The best way of finding a suitable conveyancer is via personal referral, so seek the counsel of friends and relatives who have bought a property in Comberton or the local estate agent or financial adviser. Costs for conveyancing in Comberton vary, so it's a good idea to secure at least three costs illustrations from different solicitors. Be sure to seek confirmation that the fees are fixed.
Last January I purchased a leasehold flat in Comberton. Do I have any liability for service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Comberton Conveyancing for Leasehold Flats - A selection of Questions you should consider before buying
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On the whole the outlay for major works are not built into the service charges, although some managing agents in Comberton obliged leasehold owners to pay into a reserve fund created for the specific purpose of establishing a fund for major works. Does the lease contain onerous restrictions? How is the lease structured?