We are about to exchange contracts for a leasehold flat in Arlesey. We have hit a snag. Our mortgage offer with Britannia expires on 6/8/2026 but the sellers are putting forward a completion date of 10/8/2026. Is it possible to extend the loan expiry date?
The person best placed to deal with your concern is your solicitors who is in a position to assess whether they should be discussing with the mortgage broker, owner’s solicitors, property agents or conceivably all three taking into account the circumstances your transaction as of today.
We are planning to acquire a flat and need a conveyancing solicitor in Arlesey who is on the Principality conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Principality . We don't recommend any particular firms conducting conveyancing in Arlesey.
I am purchasing a property in Arlesey. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Coventry BS be concerned?
Given that your lender is Coventry BS your lawyer must comply with the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Coventry BS. The CML Handbook stipulates minimum conditions for solar panel roof-space leases, and solicitors are required to report to Coventry BS where a lease fails to satisfy these provisions. The conditions relate to the installation of panels on properties countrywide and is not isolated to Arlesey.
The formalities of my remortgage has taken place for my property in Arlesey. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I recently had an offer agreed on an apartment in Arlesey. My mortgage broker recommended their conveyancers. I paid an advanced payment of £225. A couple of days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one round the corner in Arlesey I like with amenity areas and station in the vicinity, however it's only got 61 years on the lease. There is not much else in Arlesey for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will likely be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
What makes your site different to alternative online quote calculators for conveyancing in Arlesey?
At this site secure an accurate costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Arlesey. Unlike many estate agents and many comparison sites we do not have commission arrangements with solicitors. Many agents and online brokers 'recommend' the firm paying the highest per referral, as opposed to the best value conveyancing in Arlesey
How up-to-date is your database of lawyers on the mortgage company conveyancing panel in Arlesey? Do the mortgage companies send you an updated list?
Arlesey firms and firms conducting conveyancing in Arlesey themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the lender directly.