It is is a decade since I bought my property in Tufnell Park. Conveyancing solicitors have recently been instructed on the sale but I am unable to locate my title deeds. Is this a major issue?
You need not be too concerned. First there is a chance that the deeds will be kept by your lender or they could still be with the conveyancers who acted in the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Tufnell Park relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Tufnell Park. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/10/2025, the requirements read as follows :
Forgive me if this question is silly but I am unexperienced as a first time buyer of a ground floor flat in Tufnell Park. Do I pick up the keys to the premises on completion from my solicitor? If so, I will instruct a High Street conveyancing solicitor in Tufnell Park?
On the day of completion you do not need to attend the conveyancers office in Tufnell Park. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you will be able to pick up the keys from the property Agents and start moving into the property. Usually this happens early afternoon.
I can not fathom if my mortgage offer requires a lease extension. I have telephoned my Tufnell Park building society branch on a couple of occasions and was told they are content with the situation and they would lend. My Tufnell Park conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. Who do I believe?
As long as the conveyancer is on the mortgage company approved list, she or he must adhere to the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Nottingham have agreed my mortgage in principle, my offer on a apartment in Tufnell Park has been agreed to, what are the next steps?
The estate agent will wish to be informed of your conveyancing practitioner's details (be sure the lawyers are on the lender’s panel). Telephone Nottingham or your financial adviser and complete any outstanding documentation. Nottingham will appoint a valuer who will get in touch with the selling agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes approximately ten days to receive the mortgage offer. Nottingham will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Tufnell Park.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Tufnell Park 5 years ago no longer exist. What are my options?
These day there are copies made of almost everything, and your conveyancer will know exactly where to look for all the suitable documentation so you can buy or dispose of your house without a hitch. If duplicates can’t be found, your solicitor may be able to put in place insurance or indemnities protecting you against future claims on the premises.
Should I appoint a Tufnell Park conveyancing practitioner in close proximity to the house I am purchasing? We have a good friend who can conduct the legal work however his firm is located 200miles drive away.
The primary upside of using a high street Tufnell Park conveyancing firm is that you can attend the office to sign documents, hand in your ID and apply pressure on them where appropriate. Having local Tufnell Park know how is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and on the whole were impressed that must trump using an unknown Tufnell Park conveyancing solicitor just because they are local.
How much experience do your Tufnell Park conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Tufnell Park conveyancing lawyers help thousands of people move home every year and assisted lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Tufnell Park conveyancers have worked on recent similar cases.