I have given 2 months notice to my existing landlord and have to be out of my rented apartment in Camden Town by the end of next month. Conveyancing for my house purchase has just started. Is it possible to complete in 5 weeks as don't want to have to move into temporary accommodation?
It is unwise to give notice for your lease until exchange of contracts has taken place. If you have not already done so, notify to your solicitor and urge them to they chase the other side, try to get a realistic time scale from them that all parties will work towards
We are buying a flat and need a conveyancing solicitor in Camden Town who is on the RBS solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Camden Town.
Forgive me if this question is silly but I am new to the process as FTB of a garden flat in Camden Town. Do I receive the keys to the house on the completion date from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Camden Town?
On the day of completion you will not be required to go to the conveyancers office in Camden Town. Your solicitors will arrange to send the completion advance to the seller's lawyers, and once they have received this, you will be able to receive the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
We have agreed to purchase a house in Camden Town. One unusual aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Kent Reliance your lawyer must follow the formal requirements set out in Section two of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease does not meet these conditions. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Camden Town.
Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Camden Town solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Camden Town surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have justbeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Camden Town for a purchase of a leasehold flat 10 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The easiest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Camden Town conveyancing specialists.
Am I right to be wary about brokers that I am dealing with are recommending an internet conveyancing firm rather than a High Street Camden Town conveyancing firm?
As is the case with many professional services, often input from connections can be very helpful. But there are many people with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies may put forward lawyers to select. On occasion these conveyancers might be known to one of the organisations as being good in their field, but occasionally there is an underlying financial incentive behind the endorsement. You have the discretion to choose your preferred lawyer. However, bear in mind that many banks operate an approved list of lawyers you must use for the mortgage related work in your house move.
We're first time buyers - agreed a price, but the agent told us that the seller will only move forward if we instruct their chosen conveyancers as they want a ‘quick sale’. Our preferred option is to instruct a family conveyancer used to conveyancing in Camden Town
We suspect that the seller is not behind this ultimatum. If they want ‘a quick sale', alienating a serious buyer is is going to put the whole deal at risk. Contact the owners directly and explain that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to use your own,trusted Camden Town conveyancing lawyers - not the ones that will provide the negotiator at the agency a introducer fee or achieve conveyancing targets pre-set by senior management.