Souldusing a Beckenham conveyancing lawyer make the ownership transfer easier?
In the main conveyancing lawyers in your neck of the woods will have excellent relationships with your local authority, which could help with the Beckenham conveyancing searches that your lawyer will require on your transaction. It can only be a plus if they enjoy existing connections with the Land Registry overseeing your area Beckenham, other property lawyers in the location and Beckenham Estate Agents.
Can your site be used to recommend a Conveyancing solicitor in Beckenham even where I’m not purchasing or selling a house, for instance if I wish to buy an office in Beckenham with a loan from Godiva Mortgages Ltd?
Our search tool is mainly utilised to help choose residential conveyancing solicitors in Beckenham but we have recorded towards the bottom of this page a selection of Beckenham commercial conveyancing firms. You should enquire with the company directly to establish if they can also act for Godiva Mortgages Ltd
We are buying a detached bungalow in Beckenham. Our aim is to carry out a loft conversion at the house.Will the conveyancing process include enquiries to determine if these works were previously refused?
Your property lawyer should check the registered title as conveyancing in Beckenham will on occasion identify restrictions in the title documents which restrict certain changes or necessitated the permission of another owner. Many works call for local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
When it comes to lenders such as Leeds Building Society, do Beckenham solicitors face a yearly amount to be on the conveyancing panel?
We are unaware of any bank fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
We previously chose solicitors located in Beckenham on the Bank of Ireland solicitor approved list. They have just invoiced me a supplemental charge for dealing with the Bank of Ireland mortgage. Is this an additional conveyancing fee set by Bank of Ireland?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer is entitled to levy a fee for this. This fee is not set by Bank of Ireland but by your Beckenham solicitor. Some firms on the Bank of Ireland panel will charge ’dealing with mortgage’ fee but many firms include it on their overall fee.
I have justbeen informed that Stirling Law have closed. They conducted my conveyancing in Beckenham for a purchase of a freehold house 12 months ago. How can I check that my home is in my name in the name of the previous owner?
The quickest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Beckenham conveyancing specialists.
I am purchasing a new build house in Beckenham with a loan from Godiva Mortgages Ltd. The sellers refused to move on the amount so I negotiated £7000 of extras instead. The estate agent advised me not reveal to my lawyer about the side-deal as it will impact my loan with Godiva Mortgages Ltd. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey completed on a house in Beckenham ahead of instructing lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some lenders will refuse to grant a loan on this type of premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Beckenham. Conveyancing will be smoother if you use a solicitor in Beckenham especially if they are accustomed to such properties in Beckenham.