My conveyancer has uncovered a a problem with the lease for the apartment we are buying in Southend. The seller’s lawyers have suggested title insurance as a workaround. We are happy with insurance and will cover the costs. Our conveyancing practitioner has advised that he must ensure that the bank is willing to move forward with this solution. Who is the client here, us or the mortgage company ?
Notwithstanding that you have a mortgage offer from the lender does not mean to say that the property will meet their provisions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the lender are the client. The appropriate lender conditions have to be complied with.
We hope to to buy with Darlington Building Society. I called into a couple of high street solicitors yet am unable to find a Southend conveyancing firm on the Darlington Building Society approved list. Can you help?
Please do take advantage of the find a conveyancing panel solicitor tool on this site. Pick the lender and type Southend or your preferred area and you will see numerous conveyancers located in Southend or near you.
I just acquired a property at auction in Southend. Conveyancing is needed. What are my next steps?
Having to in every practical sense signed on the dotted line you now have to retain a conveyancing practitioner as a matter of priority as you are faced with a fast approaching a fixed date to complete the deal. All auction property will ordinarily have a bespoke auction pack. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You need to pass this on to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding in order to complete on the on the contractual date .
I am aiming to move property in April. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you suggest a removal company in Southend. Conveyancing solicitor was organised prior to coming across this site.
On the day of completion you can pick up the keys from the property agent however this can only happen once the vendors conveyancers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you should advise the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a residential property solicitor in Southend or a firm with expertise in conveyancing in Southend.
We are purchasing a 4 bedroom semi-detached house in Southend. We would like to carry out an extension to the side at the property.Will legal due diligence on the property involve investigations to determine if these alterations were previously refused?
Your property lawyer will review the deeds as conveyancing in Southend will on occasion identify restrictions in the title deeds which restrict certain changes or necessitated the consent of another owner. Certain additions call for local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
Should commercial conveyancing searches disclose planned roadworks that may impact a commercial site in Southend?
Its becoming the norm that commercial conveyancing solicitors in Southend will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Southend. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Southend.
For each commercial conveyancing transaction in Southend it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Southend commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Southend.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Southend is the location of the property. Is there any guidance you can give?
Flying freeholds in Southend are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Southend you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Southend may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What does commercial conveyancing in Southend cover?
Commercial conveyancing in Southend incorporates a wide array of advice, provided by regulated solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.