My wife and I are purchasing a maisonette in Southend. My property lawyer is not on the mortgage company approved panel. Is it possible for me to continue with my Southend conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?
Your options include
- Proceed with your preferred Southend solicitor but your mortgage company will undoubtedly use a lawyer from their approved list. The net result is additional cost together with probable delay.
- Appoint a new lawyer to conduct the conveyancing, making sure they are on the mortgage company conveyancing panel.
- Convince your conveyancer to pull out all the stops to join the mortgage company panel of solicitors
Can the conveyancing practitioners listed on your site perform right to buy conveyancing in Southend?
We have identified plenty of conveyancing lawyers carrying out right to buy transactions Please e-mail the lawyers listed with a view to secure a costs illustration.
It is is a decade since I bought my house in Southend. Conveyancing solicitors have recently been appointed on the sale but I can't locate my deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be with your lender or they could be archived with the solicitor who oversaw your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Southend relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Various online forums that I have come across warn that are a common cause of delay in Southend house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Southend.
Over the last few months I have been searching for a leasehold apartment up to £245,000 and identified one round the corner in Southend I like with a park and railway links in the vicinity, the downside is that it's only got 49 years on the lease. There is not much else in Southend in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you require a home loan the remaining unexpired lease term may be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for at least twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.
How easy is it to change firm as I need to select a firm on the Platform Home Loans Ltd conveyancing list. I was using a family conveyancing solicitor in Southend five minutes from me but he is not approved by Platform Home Loans Ltd
We will our best to assist in finding you a conveyancing solicitor in Southend on the Platform Home Loans Ltd panel. Please note that the solicitors that we on the directory do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Southend. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Southend.