We are purchasing a newly built duplex in New Beckenham and my lawyer is telling me that she has to the bank to disclose incentives from the developer. I am under pressure to exchange contracts and I have no desire to prolong deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are planning to buy with Darlington Building Society. I visited a couple of high street firms yet am unable to find a New Beckenham conveyancing firm on the Darlington Building Society approved list. Could you help?
Please do make the most of the find a lender approved solicitor tool on this web page. Please choose the mortgage company and type New Beckenham or your preferred area and you will be presented with numerous conveyancers located in New Beckenham or nearest you.
Have just purchased a repossessed house at auction in New Beckenham. Conveyancing is required. What is next?
Given that you have now to in every practical sense signed on the dotted line you should instruct a conveyancing solicitor soon as you are faced with a pending deadline in which to complete the conveyancing. Every auction property will ordinarily have an associated legal pack. This should include most,if not all of the documents that your lawyer requires. Where you are dealing with leasehold premises the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You need to give this to your appointed conveyancing solicitor ASAP. Do make sure that you have funds in place to complete on the on the contractual date .
We are buying a detached bungalow in New Beckenham. Our aim is to carry out an extension to the side at the property.Will legal work on the property involve checks to see if these works are prohibited?
Your property lawyer will review the registered title as conveyancing in New Beckenham will occasionally reveal restrictions in the title documents which prevent certain alterations or require the consent of a 3rd party. Many works need local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
I am due to exchange contracts on my house. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Santander are being a right pain. The New Beckenham solicitor who is on the Santander conveyancing panel is saying indemnity insurance will be fine but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Due to the guidance of my in-laws I had a survey completed on a house in New Beckenham ahead of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some banks may not give a mortgage on such a property.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in New Beckenham. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon part with hundreds of thousands of pounds on a garden flat in New Beckenham I wish to have a conversation with the conveyancer regarding thehome move in advance of giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you first talking to the lawyer due to be doing your conveyancing in New Beckenham.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in New Beckenham should be the figure that you are charged.
Are all New Beckenham legal practices on every bank conveyancing panel?
You can use our search tool or you can go into your high street bank branch in New Beckenham. the probability is that they will be in a position to recommend some approved conveyancing solicitors in New Beckenham