I am due to exchange buying a property in New Beckenham but as a consequence of damage from a small fire at the property I have was able negotiate reparation from the vendor in the sum of three thousand pounds by way of a deduction in the price. I had intended this to be addressed as part of amending the contract however Principality are not allowing this. Why were they involved?
The conveyancer that is on the Principality conveyancing panel is required to inform Principality of any variations to the sale price. If you prohibit your lawyer to report the reduction to Principality then they would have to discontinue acting for you. In addition, Principality and you would have to appoint a new conveyancing practitioner for your conveyancing in New Beckenham.
My aunt passed away six months ago and as sole heir and executor I was left the house in New Beckenham. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this allowed?
Given you intend to re-mortgage then Barclays will insist on your using a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
This question may be naive but I am unexperienced as a 1st time buyer of a ground floor flat in New Beckenham. Do I receive the keys to the house on completion from my lawyer? If so, I will appoint a local conveyancing solicitor in New Beckenham?
On the day of completion you do not need to go to the conveyancers office in New Beckenham. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you will be invited to collect the keys from the selling Agents and start moving into the property. Usually this happens between 1 and 3pm.
My father pointed out to me me that in buying a property in New Beckenham there may be various restrictions preventing external changes to the property. Is this right?
There are anumerous of properties in New Beckenham which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in New Beckenham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Does a directory service exist listing Kent Reliance panel conveyancers in New Beckenham on the Council of Mortgage Lender’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. Very few mortgage companies make their panel listings visible on the web. Where you are in need of a New Beckenham property lawyer on the Kent Reliance please use our facility.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who conducted the conveyancing in New Beckenham 4 years ago have long since closed. What are my options?
As long as you have a registered title the information relating to your ownership will be held by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, find your house and secure up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
I decided to have a survey done on a house in New Beckenham before retaining conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some banks will not grant a loan on such a property.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you contact us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in New Beckenham. Conveyancing will be smoother if you use a solicitor in New Beckenham especially if they are acquainted with such properties in New Beckenham.
I am selling my home. My former solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in New Beckenham if that affects matters.
You should use our search tool to help you choose a solicitor for your conveyancing in New Beckenham. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.