My previous solicitor has quoted £1700 for no sale no fee conveyancing in Downham. I am selling a Edwardian property for £275,000. Are these estimated fees excessive? Is it above the norm for conveyancing in Downham?
The charges are a tad high. If you shop around you could trim some of the expense by say a hundred pounds. That being said, you maycome to regret choosing an an unknown lawyer. Remember to enquire that the firm can also act for your mortgage company. Do utilise our search tool to select a Downham conveyancing company on the lender’s approved list of lawyers which can often include conveyancing solicitors in Downham.
Last December we completed a house move in Downham. We have since encountered a number of problems with the house which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been carried out as part of conveyancing in Downham?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Downham. Conveyancing searches and due diligence initiated as part of the legal transfer of property are supposed to help avoid problems. As part of the process, a property owner answers a questionnaire known as a SPIF. answers turns out to be incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Downham.
Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Downham so that I can pop in to their offices if necessary.
Whereas this was necessary ten years ago, almost all lenders no longer need their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to supply identification documents and there are still distinct advantages to using a local solicitor, in your situation a conveyancing solicitor in Downham.
My colleague advised me that where I am buying in Downham I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Downham conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Downham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Downham Education with plans and statistics, Local Amenities and other useful data about Downham.
Due to the encouragement of my in-laws I had a survey completed on a property in Downham prior to appointing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some banks will not issue a loan on this type of house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to telephone us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Downham. Conveyancing may be slightly more expensive based on your lender's requirements.
Is there anything unique about your site and other web based conveyancing solicitors for conveyancing in Downham?
At this site obtain a fixed fee quote from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Downham. As opposed to estate agents and many comparison sites we do not have commission arrangements with solicitors. A large number of agents and online brokers 'recommend' the firm paying the most kickback, rather than the best value conveyancing in Downham