We are purchasing a 1 bedroom apartment in Bedfont with a mortgage. We have a Bedfont lawyer, but the bank advise she’s not on their "panel". We have to appoint one of the bank panel solicitors or retain our Bedfont conveyancing practitioner as well as pay for one of their panel ones to represent them. This seems very unfair; are we not able to demand that the lender use our Bedfont conveyancer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Bedfont conveyancing lawyer to apply to be on the conveyancing panel.
I am purchasing a garden flat in Bedfont. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Bedfont you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bedfont.
My wife and I are selling our house in Bedfont and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a nationwide conveyancing practice as opposed to a conveyancing solicitor in Bedfont. Having lived in Bedfont for six years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain confirmation need.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
3 months have gone by following my purchase conveyancing in Bedfont completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Can you offer any advice when it comes to finding a Bedfont conveyancing firm to deal with our lease extension?
When appointing a solicitor for lease extension works (regardless if they are a Bedfont conveyancing practice) it is imperative that they be familiar with the legislation and specialises in this area of work. We advise that you talk with two or three firms including non Bedfont conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be helpful:
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Can they put you in touch with clients in Bedfont who can give a testimonial?
I am the leaseholder of a first floor flat in Bedfont. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the premium payable for the purchase of the freehold?
Most definitely. We are happy to put you in touch with a Bedfont conveyancing firm who can help.
An example of a Lease Extension decision for a Bedfont residence is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The unexpired lease term was 82.93 years.
I am buying a flat and need a conveyancing solicitor in Bedfont who is on the mortgage company conveyancing panel. Can you recommend a Bedfont or local Bedfont solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who conduct conveyancing in Bedfont. We dont recommend any particular conveyancing practice.