Can you explain why leasehold purchase conveyancing in Feltham costs more?
In summary, leasehold conveyancing in Feltham and West London usually requires extra work compared to freehold transactions. This includes reviewing the lease, corresponding with the landlord concerning the service of applicable notices, procuring current service charge and management information, procuring the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different leaseholders have owned the lease since it was first entered into.
What is the optimum way to check that the solicitor handling my conveyancing in Feltham is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus spending £192.00 in further conveyancing charges.
Please do make the most of the find a lender approved solicitor tool on this site. Please choose the mortgage company and type ‘Feltham’ or your location and you will see a number of lawyer based in Feltham or near you.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Feltham conveyancing practitioner on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I am currently in the process of buying my council flat in Feltham. I have a mortgage offer with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
Completion of my remortgage has taken place for my property in Feltham. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when buying a residence in Feltham? or I am told that there is historic law that could mean that owners of property living in a parish church boundary will be compelled to contribute towards maintenance towards the chancel within the church. Is this suitable for conveyancing in Feltham?
Unless a previous purchase of the house took place after 12 October 2013 you can take it that lawyers carrying out conveyancing in Feltham to remain recommending a chancel search and or chancel repair liability insurance.
The deeds to my property can not be found. The lawyers who conducted the conveyancing in Feltham 5 years ago have long since closed. What are my options?
These day there are duplicates made of almost everything, and your solicitor will be aware exactly where to find all the appropriate documentation so you may purchase or sell your property without any difficulty. Where duplicates are not available, your conveyancer may be able to put in place insurance or indemnities protecting you against possible claims on your property.
My husband and I are new on the property ladder - had an offer accepted, but the estate agent has warned us that the seller will only proceed if we use the agent's chosen lawyers as they need a ‘quick sale’. Our preferred option is to instruct a family conveyancer accustomed to conveyancing in Feltham
We suspect that the seller is not behind this demand. If they require ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Speak to the owners direct and explain that (a)you are serious buyers (b)you are excited to move forward, with finances in place © you are chain free (d) you wish to move quickly (e)but you are going to use your preferred Feltham conveyancing lawyers - as opposed tothe ones that will give their negotiator at the agency a introducer fee or hit his conveyancing targets set by senior management.