What does my ID and proof of funds have anything to do with my conveyancing in Feltham? Why is this being asked of me?
Feltham conveyancing solicitors and indeed property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to verify the identity of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and proof of address (typically a Bank Statement no more than three months).
Confirmation of the origin of monies is also required under the money laundering regulations as solicitors are required to ensure that the funds you are utilising to buy a property (be it the exchange deposit or the full purchase monies if you are a cash purchaser) has come from a reputable source (such as employment savings) and is not the fruits of illegitimate activity.
I have an AIP. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel lawyer as I would prefer to use a Feltham based conveyancing firm?
Do check but the the probability is that appoint one of their panel conveyancers where you want the "fee-free" incentive. Contact the bank and check if they make available a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor near Feltham.
My conveyancer has informed me that restrictive coveneant insurance is needed on my purchase. What is the level of cover for Feltham conveyancing?
The right level of restrictive coveneant indemnity insurance should be dictated by who who your lender is. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
I am currently in the process of buying my council flat in Feltham. I have a mortgage offer with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I had an offer accepted on a property in Feltham on 24/7/2025, valuation was booked five days later, all came back fine. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a property in Feltham?
Unless a prior purchase of the property completed post 12 October 2013 you can take it that lawyers delivering conveyancing in Feltham to remain encouraging a chancel search and or chancel repair liability insurance.
The estate agent has sent us the confirmation of our purchase of a new build flat in Feltham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Feltham
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants.
We are in the process of purchasing a house in Feltham. Conveyancing is not over but we wish to keep our purchase price confidential from the likes of Rightmove. How could this be done?
HM Land Registry by statute are required to specify price paid data on a register of the title for domestic properties countrywide which includes homes in Feltham. The register of title is an open document, so HMLR would be breaching their statutory obligations if they did not allow access to the register.
You can ask HMLR to hide the price paid entry however the answer will be a No.