We are about to exchange contracts for a semi detached house in Heathrow. We encountered a problem. Our loan offer with Chelsea Building Society expires on 30/3/2026 but the vendors are suggesting a completion date of 1/4/2026. Is it possible to prolong the loan offer?
The best person to address this concern is your solicitors who will calculate if they corresponding with the lender, owner’s solicitors, property agents or possibly all three based on what has happend in your conveyancing to date.
Can your site be used to locate a Conveyancing solicitor in Heathrow even where I’m not buying or disposing of a house, for example if I wish to acquire an office in Heathrow with a loan from Barclays Direct?
The service is predominantly utilised to find domestic conveyancing solicitors in Heathrow but we have listed towards the end of this page a few Heathrow commercial conveyancing firms. You should make contact with the firm directly to establish if they are also authorised to represent Barclays Direct
I'm the single recipient of my late mum's will with all property in now in my sole name, including the house in Heathrow. Conveyancing formalities meant that the Land Registry date was in December. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', meaning my property ownership may be regarded the same way as if I'd bought the house in December. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. How practical a view lenders take of it, depend on the bank as this obligation is chiefly there to capture the purchase and immediately sell or the quick reselling of property.
We had selected conveyancing lawyers located in Heathrow on the Co-operative solicitor approved list. They are now charging me a supplemental charge for the legal aspects of the Co-operative mortgage. Is this a supplemental conveyancing fee set by Co-operative?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. This fee is not dictated by Co-operative but by your Heathrow conveyancer. Some firms on the Co-operative panel will levy an ‘acting for lender’ fee and others do not.
It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Heathrow building society branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Heathrow conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they will not lend in accordance with their specific requirements. Who do I believe?
The conveyancing practitioner must comply with the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am purchasing a property and the solicitor has identified Chancel Repair for which the property may be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this really required for conveyancing in Heathrow
Unless a prior purchase of the premises completed post 12 October 2013 you could assume that lawyers carrying out conveyancing in Heathrow to remain recommending a chancel search and or chancel repair liability insurance.
The deeds to our home can not be found. The lawyers who handled the conveyancing in Heathrow 4 years ago are no longer around. What are my next steps?
Gone are the days when you need to hold title official documentation to establish that you are the registered proprietor of land or premises, given that the Land Registry have everything they need in a digital format.
I am thinking of appointing a conveyancing practitioner in Heathrow for my sale. Can I see a solicitor's record with the profession’s regulator?
One can review presented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training reasons.