My partner and I are planning to buy a flat in Hatton and have instructed a Hatton conveyancing practice. Within the past 48 hours our conveyancer has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Barclays Direct have this morning contacted us to advise us that they have now hit a problem as our Hatton solicitor is not on their approved list of lawyers. What do we do from here?
When purchasing a property with the benefit of a mortgage it is standard for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the bank's conveyancing panel as you are at liberty to use your preferred Hatton lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another lawyer into the mix.
I am considering remortgaging my apartment in Hatton, does my lawyer have to be on the Clydesdale Conveyancing panel?
There is nothing to stop you using your solicitor, but Clydesdale will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I am assisting my niece sell her house in Hatton. Will the conveyancing solicitor commission the EPC or do I organise this?
After the abolition of Home Information Packs, energy assessments was retained a required element of moving house. An EPC needs to be to hand prior to the property being placed on the market. This is not as aspect of the sale process that lawyers normally arrange. If you are instructing a Hatton conveyancing lawyer they might help arrange energy performance certificates given their relationships with long established local assessors
I am due to move house in May. Will my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you put forward a removal company in Hatton. Conveyancing solicitor was found before I stumbled across your page.
On the day of completion you will need to collect the keys from the selling agent but this can only be done when the vendors lawyers advise the agent that they have the completion monies and the keys can be released. Subsequently you will need to advise the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in choosing a residential property solicitor in Hatton or a solicitor with expertise in conveyancing in Hatton.
We have a mortgage agreed in principle with Kent Reliance. Hatton conveyancing solicitors have been instructed. How long does it take for Kent Reliance to forward the offer to the solicitor?
Some lenders take longer than others. Have Kent Reliance done the survey? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Do commercial conveyancing searches reveal proposed roadworks that could affect a commercial site in Hatton?
Many commercial conveyancing solicitors in Hatton will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Hatton. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Hatton.
For each commercial conveyancing transaction in Hatton it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Hatton commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Hatton.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Hatton is the location of the property. Can you offer any guidance?
Flying freeholds in Hatton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hatton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hatton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Can you refer me to a conveyancing practitioner for conveyancing in Hatton (or within close proximity)? This is for lease extension.My wife and I did have one chosen but just found out that are not on the panel for Santander.
The purpose of this site is limited to being a directory service for lawyers who want to be listed as being on the approved conveyancing panel for Santander in certain areas such as Hatton . Our intention is not to recommend any particular property lawyer.