A loan offer from Nationwide for the refinancing of my 2 room flat is coming imminently. Are you able to recommend a low cost conveyancing lawyer in Hatton?
This site is not designed to help those in their quest for a cheap conveyancing in Hatton. We can offer you value for money conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing companies offering the bait of £100 conveyancing in Hatton. At best, in being led by cheap conveyancing, you will receive what you pay for and at worst you will end up being stung for additional fees and still not receive the service expected.
My wife and I have recently appointed a conveyancing solicitor in Hatton. I I am struggling to find out if they are on the Barclays Direct conveyancing panel. Could you advise?
You should contact your lawyer and enquire whether they are on the lender panel. Otherwise you can get in touch with Barclays Direct who may be able to assist.
Is it the case that all Hatton solicitor practices on the Barclays conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Barclays approved list of solicitors they would need to be overseen by the SRA. Some banks do list licenced conveyancers on their panel in which case such practice would be overseen by the CLC.
We are getting the release of further funds on our home loan from Nottingham as we want to carry out alterations to our house in Hatton. Are we obliged to select a local Hatton solicitor on the Nottingham conveyancing panel to handle the legals?
Nottingham do not ordinarily appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham list.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Hatton lawyer on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
It has been five months following my purchase conveyancing in Hatton took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build house in Hatton with the aid of help to buy. The developers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not disclose to my conveyancer about the deal as it could jeopardize my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I better off to appoint a Hatton conveyancing lawyer in close proximity to the house I am buying? I have an old university friend who can carry out the legal work but his firm is located approximately 350miles away.
The primary upside of using a local Hatton conveyancing practice is that you can attend the office to sign documents, hand in your ID and pester them where appropriate. Having local Hatton know how is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were happy that must trump using an unknown Hatton conveyancing lawyer just because they are based in the area.