I have given 2 months notice to my existing landlord and must vacate my let out flat in Hatton by the end of next month. Conveyancing for my house purchase has just started. How realistic is it to complete in 4 weeks as I wish to avoid having to find short term accommodation?
It is unwise to serve notice for your letting unless your lawyer suggests that you should. Assuming that you have not already done so, update to your solicitor and ask them to they cajole the other lawyers, try to an acceptable time-line that all parties will look towards
Our mortgage company has recommended a law firm on their panel based in Hatton but I would rather choose a conveyancing lawyer in Hatton round the corner to me. Can you assist?
The minority of Hatton conveyancing practitioners are listed all banks conveyancing panel. Please make the most of our search tool to locate a Hatton conveyancing firm on the on the lender panel.
We are getting the release of further monies on our home loan from Bank of Ireland as we want to carry out improvements to our house in Hatton. Do we need to select a high street Hatton solicitor on the Bank of Ireland conveyancing panel to handle the legals?
Bank of Ireland would not normally appoint a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland panel.
I am currently in the process of buying my council flat in Hatton. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Hatton bank branch on a couple of occasions and was told it does not impact the mortgage offer and they will lend. My Hatton conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Provided that the conveyancing practitioner is on the bank approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Me and my brother own a semi-detached Victorian property in Hatton. Conveyancing solicitor represented me and Santander. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hatton and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing solicitor who conducted the purchase.
In my capacity as executor for the estate of my father I am selling a residence in Neath but reside in Hatton. My lawyer (approximately 200 miles awayrequires that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Hatton to witness and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are located in Hatton
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.