I am hoping to receive a mortgage offer from Lloyds. I hope to instruct a Licensed Conveyancer in East Bedfont. Does the Lloyds Conveyancing panel allow for conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
It is is a decade since I acquired my house in East Bedfont. Conveyancing lawyers have recently been retained on the sale but I am unable to track down my title deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be retained by the mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in East Bedfont relates to registered property but in the rare situation where your property is not registered it is more tricky but is not insurmountable.
2 months have elapsed since my purchase conveyancing in East Bedfont took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
The estate agent has sent us the confirmation of our purchase of a new build flat in East Bedfont. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in East Bedfont
-
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I am downsizing from my house. My previous lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in East Bedfont if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in East Bedfont. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
What are the specific benefits to selecting a local property lawyer in East Bedfont
Home movers in East Bedfont decide on using a nearby high street conveyancing practitioner so that they can visit just in case they have concerns, and to deliver mortgage deeds without using the post.
There is a slight advantage in using a lawyer local to the house you are purchasing, due to the knowledge of the area and potential local concerns - nevertheless this is debatable. Most conveyancers undertaking their communications via the internet and could be based anywhere.