I am currently in the process of buying my council flat in East Bedfont. I have a mortgage agreed with Bank of Ireland. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
Planning on purchasing a maisonette in East Bedfont. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the East Bedfont conveyancer is on the Principality conveyancing panel.
I had an offer accepted on a property in East Bedfont on 13/6/2025, valuation was booked 4 days later, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly picked up as part of conveyancing in East Bedfont?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in East Bedfont. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in East Bedfont differ for new build properties?
Most buyers of new build or newly converted property in East Bedfont contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because house builders in East Bedfont typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in East Bedfont or who has acted in the same development.
Taking into account that I will soon spend over three hundred thousand on a garden flat in East Bedfont I wish to have a conversation with the solicitor about myconveyancing in advance of giving the go ahead to the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be doing your conveyancing in East Bedfont.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for residential conveyancing in East Bedfont should be the figure that you are charged.
My father has recommend that I use his conveyancing solicitors in East Bedfont. Do I take his advice?
There are no two ways about it the best way to find a conveyancing practitioner is to seek referrals from friends or family who have actually previously instructed the conveyancer you're contemplating using.
Me and my husband are disposing of a East Bedfont property left to us seven years ago in 2012. I have over 12 years conveyancing know-how and, although retired, see no reason not to undertake my own conveyancing. The buyer's property lawyer has informed me that their mortgage company will not allow you to do your own conveyancing mandating that the funds to be released via a solicitor's bank account.
Lending requirements to solicitors from all CML members specify that If the seller is not legally represented the buyer’s lawyers should check whether the bank needs to be told so that a decision can be reached as to whether or not they are willing to proceed.