I am getting a mortgage offer from Nat West. I would like to instruct a Licensed Conveyancer in East Bedfont. Does the Nat West Conveyancing panel allow for conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
My wife and I have recently appointed a conveyancing solicitor in East Bedfont. I need to find out whether they are accepted on the Virgin Money conveyancing panel. Can you assist?
The first thing you should do is e-mail the solicitor and enquire if they are on the lender panel. Otherwise you can call Virgin Money who may be able to assist.
I am planning to move home in January. Should my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in East Bedfont. Conveyancing solicitor was organised before I stumbled across this site.
On the day of completion you can pick up the house keys from your property agent but this should only be done when the vendors lawyers confirm to the agent that the monies to complete are in and the keys can be released. After that you will need to advise the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in finding a residential property solicitor in East Bedfont or a solicitor that specialises in conveyancing in East Bedfont.
My fiancee and I are spending time viewing flats in East Bedfont and I am now considering a potential offer. Is it best to have my conveyancer on ‘stand by’? I am planning to take a home loan with RBS.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are getting a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
It is unclear whether my lender requires a lease extension. I have called my East Bedfont bank branch on numerous occasions and was told it wasn't an issue and they would lend. My East Bedfont conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their specific requirements. Who do I believe?
The property lawyer has to comply with the CML Handbook section two requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
My wife and I are selling our home in East Bedfont and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A high street East Bedfont lawyer would know this is not the case. It does beg the question why the purchasers instructed a nationwide conveyancing practice rather than a conveyancing solicitor in East Bedfont. Having lived in East Bedfont for six years we know that this is a non issue. Do we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
How does conveyancing in East Bedfont differ for new build properties?
Most buyers of new build property in East Bedfont come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is completed. This is because developers in East Bedfont typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in East Bedfont or who has acted in the same development.
Me and my partner have recently had a bid accepted on our first house in East Bedfont, and are about to get solicitors lined up. We have made use of the various comparison tools and the results are from all over the the UK. Is it advisable to have a East Bedfont conveyancing practitioner local to the potential new home? We are happy to do everything over email, but I am thinking at some stage we may be required to attend the conveyancing practitioner's office to sign documents?
Usually there is no need to physically visit the office of your lawyer, they can post any relevant documents to you, which you can sign and return. Many home movers nevertheless opt to use a locally based solicitor, but it is not essential for conveyancing in East Bedfont.