We decided to go with a Belmont based firm for our conveyancing in Belmont today. Looking through the official terms of business I notewe are on the hook for costs even if the sale aborts. Would I be best advised to instruct a web based conveyancing company offering no completion no charge conveyancing in Belmont?
It is usually ‘give and take’ in that if "No Sale No Fee" is advertised then the fee levels will generally be uplifted to offset those conveyances that do not proceed. Also remember that these offerings generally do not cover outlay for instance Belmont conveyancing search fees.
I have given 8 weeks notice to my current landlord and must vacate my rented apartment in Belmont by the end of next month. Conveyancing on my purchase has just started. Can I complete in a couple of weeks as I wish to avoid having to find short term accommodation?
The normal practice is not to give notice for your tenancy until exchange of contracts has taken place. Assuming that you have not previously done so, notify to your conveyancer and ask them to they apply pressure on the sellers lawyers, try to get a realistic time scale from them that all parties will look to achieve
My bid for a property was accepted at auction in Belmont. Conveyancing is required. What happens now?
Now that you have exchanged you now have to choose a conveyancing lawyer quickly as you are faced with a pending a fixed date to complete the conveyancing. Every auction property should have an associated legal pack. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the conveyancing pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should pass this on to the solicitor working for you ASAP. Do make sure that you have funds organised to complete on the date specified in the contract.
I recently had an offer agreed on a house in Belmont. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £150. Shortly after, the property lawyer called me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer was accepted on a house in Belmont on 7/2/2025, valuation was booked 4 days later, all came back fine. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am purchasing a new build house in Belmont with a mortgage from Accord Mortgages Ltd. The builders would not reduce the amount so I negotiated £7000 of extras instead. The estate agent suggested that I not inform my conveyancer about this extras as it may put at risk my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a house in Belmont in advance of appointing conveyancers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks will not issue a mortgage on this type of property.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Belmont. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Belmont to see if the conveyancing will be more expensive.
As co-executor for the will of my uncle I am disposing of a residence in Newport but I am based in Belmont. My solicitor (who is 200 kilometers from mehas requested that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Belmont who can attest this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Belmont based