We wanted to use a property lawyer in Belmont for our house purchase. Our financial adviser has since advised us that our bank Britannia won't deal with them. Surely this is unduly restrictive?
A bank can require an approved solicitor act for it. Borrowers are expected to bear the charges for this. Do use our search facility to select a solicitor to carry conveyancing in Belmont on the Britannia conveyancing panel.
I am the single recipient of my late father’s estate with all property in now in my sole name, including the my former home in Belmont. The Belmont property was put into my name in October. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my proprietorship could be regarded the same way as though I had purchased the house in October. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How sensible a view lenders take of it, depend on the lender as this clause chiefly exists to identify the purchase and immediately sell or the wholesaling and assigning of properties.
We have agreed to purchase a house in Belmont. One unusual aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Skipton your lawyer must follow the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Skipton. The CML Handbook contains minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Skipton where a lease does not satisfy these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Belmont.
My offer was accepted on an apartment in Belmont on 15/9/2025, valuation was booked five days later, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Arc property Solicitors a few years past for my conveyancing in Belmont. I now require my papers but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Belmont of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a property in Belmont in advance of appointing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some banks will refuse to give a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Belmont. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Belmont to see if the conveyancing costs will increase in light of this.
What tools are available to identify a Belmont solicitor on the Halifax conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the lawyer.
Feel free to make use of the tool on this page. Please select a mortgage company and your location and you will see a number of Belmont conveyancing lawyers locally. We have listed some Belmont conveyancing firms at the bottom of this page and you can ring them to check if they are on the Halifax approved list
Developers have recommended to me a lawyer and I've obtained a quote from them. It's nearly £250 cheaper than my preferred Belmont conveyancer. Should I use them?
Builders frequently have panels of conveyancing practitioners who are quick and who know the builder's contract and solicitor. As many developers offer an inducement to use their approved lawyer for this reason, any increased fees can be avoided and a builder will not recommend a conveyancing factory and run the risk of having the conveyancing stall when they require an exchange within a tight time frame. A counter-argument for not opting for the recommended property lawyer is that they may be unwilling to fight for your interests at the risk of upsetting the housebuilder. Where you have concerns that this may be the situation you should keep with your high street Belmont lawyer.