I am purchasing a house for cash in Belmont. I have resided for the last dozen years in Belmont. Conveyancing searches are exorbitant. As I have knowledge of the area and road very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then almost all of the Belmont conveyancing searches are non-obligatory. Your lawyer will 'advise', perhaps strongly, that you should have searches done, but he has a professional duty to take that path of guidance. One thing to consider; if you are intend to dispose of the house one day, it may be of interest to your prospective purchaser what the searches disclose. On occasion houses with no practical issues can still throw up unfavourable search results. A good conveyancing solicitor in Belmont should provide you some constructive guidance here.
Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Belmont so that I can attend their offices when needed.
These days approved lawyers for banks conduct the vast majority of communications through the post, internet or over the phone. This means that they can undertake the conveyancing transaction regardless of where you live in England or Wales. That being said you should see if you have the option of attending the offices of your conveyancing lawyer if needed.
Will our solicitor be raising enquiries concerning flooding during the conveyancing in Belmont.
Flooding is a growing risk for solicitors dealing with homes in Belmont. Plenty of people will buy a house in Belmont, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Lawyers are not qualified to give advice on flood risk, but there are a various checks that may be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Belmont. The conventional set of information sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the owner to discover if the premises has historically flooded. In the event that flooding has previously occurred and is not revealed by the vendor, then a purchaser could issue a legal claim for losses resulting from an incorrect response. The purchaser’s conveyancers should also commission an enviro report. This will reveal if there is any known flood risk. If so, more detailed inquiries will need to be initiated.
I used Stirling Law several years ago for my conveyancing in Belmont. I now require my file but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Belmont of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I need to instruct a conveyancing solicitor for some conveyancing in Belmont. I happened to stumble across a site which looks to be the perfect offering If there is a chance to get all formalities done via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I own a leasehold house in Belmont. Conveyancing and Coventry Building Society mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1998. The conveyancing solicitor in Belmont who acted for me is not around. What should I do?
The first thing you should do is contact HMLR to be sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Belmont conveyancing firm to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
After years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Belmont. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Absolutely. We can put you in touch with a Belmont conveyancing firm who can help.
An example of a Lease Extension decision for a Belmont residence is 197 Byron Road in March 2013. In relation to the value of the extended lease the tribunal concluded that the appropriate premium should be £19237 This case related to 1 flat. The unexpired term was 70.92 years.